Do you need to make corrections on your 1095-Bs or 1095-Cs? Maybe you didn’t bat a thousand this year on Affordable Care Act (ACA) reporting requirements. To avoid penalties for faulty reporting on 2015 ACA information returns, you need to make a […]
In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]
Over the past sixteen years, I have had the good fortune to work with many organizations to bring International Foundation programs to their places of business. We have done this from coast to coast in the U.S. and Canada, across all the […]
The FAQs about Affordable Care Act Implementation Part 31 released on April 20, 2016 mark the fourth time the Mental Health Parity and Addiction Equity Act (MHPAEA) disclosure rules have been addressed by the Department of Labor (DOL) in its series of […]
I was a lucky kid, one with a great support system of family and friends who celebrated with me through each success and picked me up and encouraged me through the bumps in the road. If you are like me, you likely […]
Soon the U.S. Department of Health and Human Services (HHS) will begin notifying employers about employees receiving advance premium tax credits (APTC) or subsidies for 2016 on the ACA federally facilitated exchange. For an idea of what the notice will look like, see […]
Laundry, shoveling snow, a big pile of dishes, replacing the busted water heater, filing taxes. These are things that must be done, that you’ve dreaded doing and that perhaps you’ve learned the hard way it’s best if someone else does them for […]
It’d be nice to write that health care doesn’t have to cost an arm and a leg. In this case, that cliché likely is both inappropriate and overly optimistic. But two experienced health plan administrators suggest in the May Benefits Magazine that […]
Updated April 20, 2017: The status of the overtime rules described in the blog post below is uncertain. Various legal actions and the changes in Congressional and presidential leadership have put the implementation of the rules on hold. On November 22, 2016, […]
Health care and the future of the Affordable Care Act (ACA) have been defining issues for presidential candidates this election season. A new report from the International Foundation of Employee Benefit Plans finds that if ACA is repealed, just over three in […]