Financial Education (U.S.) Archives

Financial Stress Takes a Toll on Workers: How Employers Can Help

Cara McMullin

02 Apr 202502 Apr 2025

Financial Challenges Like Emergency Expenses and Basic Living Costs Impact Worker Performance April 2 is National Employee Benefits Day, celebrated annually to recognize those working in employee benefits and the important role they play in their colleagues’ well-being. The 2025 theme is […]

401(k) Plans Employee Benefits Financial Education (U.S.) Retirement U.S.

Employee Retirement Security Awareness

Amanda Wilke, CEBS

28 Aug 202428 Aug 2024

Retirement is a milestone for employees that requires careful planning. Unfortunately, many employees have fallen behind in their retirement savings goals, leading to feelings of insecurity about retirement and an increase in stress and anxiety impacting their engagement, morale and productivity. Even […]

401(k) Plans Benefits Magazine Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness Investments U.S.

Educating DC Plan Participants for the Long Hike to Retirement

Kathy Bergstrom, CEBS

16 Apr 202416 Apr 2024

Many years ago, I visited Grand Canyon National Park with my mom and aunt. It was unseasonably hot, but I wanted to walk down into the canyon on the Bright Angel Trail. My companions were not up for the hike, so I […]

Communication Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness Legislative Regulatory U.S.

Student Loan Repayment and Financial Wellness Benefits: What’s New?

Anne Newhouse, CEBS

19 Mar 202426 Mar 2024

Student loan repayment has been more top-of-mind in recent weeks with President Biden’s announcement on February 21, 2024. The Department of Education emailed 153,000 borrowers that student loans were being discharged for those enrolled in the Saving on a Valuable Education (SAVE) […]

Employee Benefits Financial Education (U.S.) SECURE 2.0 U.S.

Can Emergency Withdrawals Replace Emergency Savings?

Jonas Leyrer, CEBS

07 Dec 202307 Dec 2023

One of the first pieces of advice every personal finance guru will give you is “build up your emergency savings.” The advice has become as ubiquitous as it is effective. An emergency savings account (usually set at 3-6 months of a person’s […]

Employee Benefits Financial Education (U.S.) Financial Wellness Legislative Regulatory U.S.

Legal & Legislative Reporter: Court Allows a Life Insurance Conversion Dispute to Move Forward

Guest Contributor

30 Nov 202330 Nov 2023

Every month, the International Foundation releases the Legal and Legislative Reporter, a compilation of new employee benefits-related case summaries. Below is a summary we thought you’d be interested in. Content provided by Morgan, Lewis & Bockius LLP. The U.S. District Court for the […]

Canada Employee Benefits Financial Education (U.S.) Financial Wellness U.S.

From Debt to Zen: Transforming Financial Stress to Financial Serenity

Tim Hennessy

20 Nov 202320 Nov 2023

As 2023 comes to an end, many Americans are struggling to achieve the goal of living without financial liabilities as credit card debt in the U.S. hit a new record high, surpassing $1 trillion, according to the New York Federal Reserve Bank. […]

Employee Benefits Financial Education Financial Education (Canada) Financial Education (U.S.) Financial Wellness U.S.

The Dangers of Credit Illiteracy: Three Takeaways for Employees and Organizations

Amanda Wilke, CEBS

09 Nov 202309 Nov 2023

Forty-five percent of employees find their debt level overwhelming. It is always on their mind, weighing them down, creating mental and physical health implications. Much of the struggle comes from employees not understanding how credit and debt work together. Credit is the […]

401(k) Plans Employee Benefits Financial Education Financial Education (U.S.) Regulatory Retirement SECURE 2.0 U.S.

Matching Contributions for Qualified Student Loan Payments Under SECURE Act 2.0

Jenny Gartman, CEBS

31 Aug 202331 Aug 2023

With the federal student loan debt relief plan ruled unconstitutional by the Supreme Court, more employers are expected to consider offering student loan repayment benefits (covered in Part 1) or retirement plan matching under the SECURE Act 2.0 of 2022. The optional […]

401(k) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness SECURE 2.0

Student Loan Repayment Benefits: What Are The Options Now?

Jenny Gartman, CEBS

22 Aug 202322 Aug 2023

With the federal student loan relief plan ruled unconstitutional by the Supreme Court, more employers are expected to consider offering student loan repayment benefits (loan paydown) or 401(k)/403(b) matching under the SECURE Act 2.0 of 2022. Federal student loan payments resume in […]