Defined Contribution (DC) Plans

Home, budget and couple on couch, laptop and planning for investment, review savings and accounting. Apartment, man and woman on sofa, documents for taxes and mortgage reminder with report for income
401(k) Plans Compliance Defined Contribution (DC) Plans DOL Employee Benefits ERISA Investments Regulatory Retirement U.S.

Expanding 401(k) Investment Choices With Alternative Asset Allocation Funds
Jenny Gartman, CEBS
 

An executive order signed in August may give 401(k) participants more access to investment strategies under which a portion of their contributions are allocated to alternative assets, offering them the opportunity to accumulate more money in their retirement accounts.

Continue Reading....
Compliance Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Health Care Retirement U.S.

2025 Employee Benefits Reporting and Disclosure Calendars
Jenny Gartman, CEBS
 

Plan sponsors and administrators are encouraged to reference these comprehensive calendars to stay on track in 2025. Health and Welfare Plans Retirement Plans Defined Contribution Plans Defined Benefit Plans If you thought this information was helpful, and you’re an International Foundation or […]

Continue Reading....
401(k) Plans Defined Contribution (DC) Plans DOL Employee Benefits ERISA Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape Report: DC Key Findings
Cathe Gooding, CEBS
 

The overall health of multiemployer defined contribution (DC) retirement plans improved from 2020 to 2021. The average account balance for a participant in a median multiemployer DC plan increased from $46,100 at the end of 2019 to $52,800 at the end of 2021, […]

Continue Reading....
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Multiemployer Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part Two)—Automatic Enrollment
Amanda Wilke, CEBS
 

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued proposed rules for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). Part One of the blog series covered catch-up contributions. This blog […]

Continue Reading....
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Legislative Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part One)—Catch-Up Contributions
Amanda Wilke, CEBS
 

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued guidance for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). This blog will primarily focus on the proposed rule for qualified retirement […]

Continue Reading....
401(k) Plans Benefits Magazine Defined Contribution (DC) Plans Employee Benefits Investments SECURE 2.0 U.S.

Hardship Distributions: Five Questions for Plan Sponsors
Kathy Bergstrom, CEBS
 

It’s become easier for plan participants to take distributions from their defined contribution (DC) retirement plan account balances, but plan sponsors still have a fiduciary duty to ensure that the need for these distributions is real. In the November/December issue of Benefits […]

Continue Reading....