Defined Contribution (DC) Plans

Second Most Popular Employee Benefit

Justin Held, CEBS

In the 2014 Employee Benefits Survey, respondents were asked about the most appreciated benefit offerings at their organization. Behind health care benefits, respondents stated that their employees most appreciated their retirement benefit offerings. These most commonly include defined benefit, and defined contribution […]

Are State Retirement System Changes Working? Three Case Studies

Julie Stich, CEBS

State governments face fiscal challenges that bleed into every aspect of operation. Cost expenditures for state employees’ pension and retirement plans require evaluation and strategy. The International Foundation research team studied retirement systems of three states to understand the impact of changes […]

7 Questions That Will Make You a Retirement Hero

Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she is retiring, we quickly ask “But WAIT!!! How much do you have […]

Retirement Insecurity—First Steps to Reverse the Trend

As a communications professional who works in the employee benefits world, I never stop encountering dismal reports on the saving habits of Americans. The data is everywhere—and it’s overwhelming. People aren’t saving for retirement and those who are aren’t saving enough. As […]

DOL Gives Leeway in Participant-Level Plan Disclosure Due Dates

Lois Gleason, CEBS

About Lois Mathis-Gleason, CEBS Manager, Reference/Research Services at the International Foundation Defined contribution pension plan administrators now have a two-month grace period for issuing annual participant-level plan disclosures. The term “at least annually thereafter” now means “at least once in any 14-month […]

Retirement Plans Increase Security

Julie Stich, CEBS

Workers and retirees in the United States are saying they’re a bit more confident about their prospects in retirement—the confidence numbers are up in 2015 since hitting lows between 2009 and 2013—even though there aren’t many signs that they’re taking steps to […]

Which Benefits Where? A Regional Comparison

Justin Held, CEBS

By: Justin Held, CEBS Do organizations in the West offer more generous health care benefits? Are those in the South more likely to offer automatic features in their defined contribution plans? The International Foundation’s Employee Benefits Survey 2014, the fourth offering in […]