Health Care

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2024 Mental Health Trends: Leading Change Through Preventive Action
Anne Newhouse, CEBS
 

Today is World Mental Health Day, a time to recognize the importance of mental health and to reaffirm commitments to improving mental health through education, awareness and advocacy. Many plan sponsors look toward mental health trends to stay informed on strategies for […]

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Using Spousal Surcharges and Carve-Outs as Health Cost Management Strategies
Anne Newhouse, CEBS
 

With open enrollment right around the corner, employers are already contemplating strategies to help lower their health plan costs. Spousal surcharges or carve-outs are two options, but how prevalent are they? Surcharge vs. Carve-Out A spousal surcharge is an additional employee contribution […]

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Organizations Adding More Fertility and Adoption Support
Cara McMullin
 

Fertility and family-planning benefits remain top of mind for many organizations as they evaluate benefit packages for the year ahead. The advantages of these benefits include attracting and retaining key talent; saving on health care costs; matching benefits to diversity, equity and […]

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Understanding ERISA Liability in the Context of Pharmacy Benefits
Anne Newhouse, CEBS
 

Fiduciary responsibility has always been a concern for retirement plans governed by the Employee Retirement Income Security Act of 1974 (ERISA). The language on the Department of Labor (DOL) Fiduciary Responsibilities webpage explains, “The primary responsibility of fiduciaries is to run the […]

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