Defined Contribution (DC) Plans

SECURE Act Guidance: What DC Plan Sponsors Need to Know
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Wellness Regulatory Retirement U.S.

SECURE Act Guidance: What DC Plan Sponsors Need to Know
Kathy Bergstrom, CEBS
 

Federal agencies, including the Internal Revenue Service (IRS) and Department of Labor (DOL), have been busy issuing guidance on some of the more complex provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act since it was signed into law […]

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New Report: Impact of COVID-19 on Pensions and Benefits in Canada
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New Report: Impact of COVID-19 on Pensions and Benefits in Canada
Staff
 

The COVID-19 pandemic has had significant implications for workplaces across the world, and employers and workers have needed to make difficult decisions regarding retirement, health and paid leave benefits. A new International Foundation report, Impact of COVID-19 on Pensions and Benefits in Canada: […]

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Five Critical Retirement Planning Decisions You Need to Consider Today
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness Retirement U.S.

Five Critical Retirement Planning Decisions You Need to Consider Today
Kathy Bergstrom, CEBS
 

Retirement planning is an important exercise for everyone. And when you have only a modest retirement nest egg, there is little room for error when planning for how to make those savings last. So what are the most important items for preretirees […]

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The State of Defined Contribution Retirement Plans in 2021
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Employee Benefits Survey Financial Education Retirement U.S.

The State of Defined Contribution Retirement Plans in 2021
Justin Held, CEBS
 

The number of organizations offering defined contribution (DC) retirement plans has increased over the past two years, making them the primary retirement vehicle for an increasing share of the U.S. workforce. The International Foundation’s 2020 Employee Benefits Survey showed that 87% of […]

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Employee Benefits and COVID-19: Changing the Future of Benefits Today
Coronavirus (COVID-19) Defined Benefit (DB) Plans Defined Contribution (DC) Plans Dependent Care Employee Benefits Health Care Multiemployer Paid Leave U.S.

Employee Benefits and COVID-19: Changing the Future of Benefits Today
Kathy Bergstrom, CEBS
 

The COVID-19 pandemic is likely to bring long-lasting changes to life in the United States, and those changes will be reflected in employee benefits. How COVID-19 could affect health, retirement and other benefits even after the pandemic is over is discussed in […]

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SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Investments Retirement U.S.

SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
Justin Held, CEBS
 

Despite growing demand for sustainable, responsible and impact (SRI) investments from participants, a small percentage of 401(k) plans provide such options in their investment menus. In a Benefits Magazine article from earlier this year, Gregory D. Wait, CEBS, reviews the challenges that […]

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Three Steps Plan Sponsors Can Take to Bolster Retirement Security
Robbie Hartman, CEBS
 

The retirement security of defined contribution (DC) plan members is greatly influenced by their saving and investment choices as well as the timing and performance of financial markets. But plan sponsors and trustees still have an opportunity to positively influence the retirement […]

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The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways
Defined Contribution (DC) Plans Employee Benefits Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways
Justin Held, CEBS
 

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2003-2017), the average defined contribution (DC) plan account balance increased significantly from 2003 to 2017, growing to $43,500 while aggregate disbursements also grew. The increase in disbursements—coupled with a lack of growth […]

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