Word on Benefits

3 Things to Consider When Deciding on Stop-Loss Insurance

Staff

12 Sep 201911 Sep 2019

Choosing to self-fund a health plan is a major decision. If a plan sponsor decides to self-fund they are responsible for paying all medical claims for anyone on their plan (employees and dependents)—which means that rising health care costs, expensive new medical […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Retirement

The State of Defined Contribution Retirement Plans

Justin Held, CEBS

10 Sep 201910 Sep 2019

The number of organizations offering defined contribution (DC) retirement plans has held steady over the past two years (68.1%), making them the primary retirement vehicle for an increasing share of the U.S. workforce. From a worker perspective, DC plans have a number […]

Disease Management Employee Assistance Program (EAP) Employee Benefits Health Care Human Resources (HR) Mental Health Wellness

20 Questions to Ask When Choosing a Wellness Vendor

Teri Dougherty, CEBS

05 Sep 201922 Sep 2020

Most agree that healthier employees are happier, more productive and have fewer medical costs! The challenge, according to Jason Elliot, author of the article, Validate Wellness Vendors With a Data-Driven Approach, (Benefits Magazine, August 2019), is “every worker population is unique” and […]

Employee Benefits ERISA ERISA50

Happy Birthday, ERISA!

Anne Patterson

30 Aug 201918 Apr 2024

On September 2, the Employee Retirement Income Security Act (ERISA) will celebrate 45 years (That’s a lot of candles to put on one cake!) since being signed into law in 1974. I can’t promise cake, but let’s take a walk down memory […]

Employee Benefits Talking Benefits Podcast

The ABCs of Tuition Reimbursement and Student Loan Repayment

Anne Patterson

29 Aug 201929 Aug 2019

Each month on Talking Benefits I join Julie Stich, Kelli Kolsrud and Justin Held, International Foundation benefits nerdthusiasts, to discuss a trending employee benefits topic we think our listeners want to know more about. Summer is wrapping up, kids are finding their way […]

Communication Employee Benefits Financial Education Financial Wellness Health Care Mental Health Wellness

One-Size-Fits-One Workplace Wellness

Staff

28 Aug 201927 Aug 2019

I was part of our organization’s wellness committee in the late ’90s. We were passionate about bringing our own approaches to healthy living to all of our co-workers through creative programs. But there was a problem—Our workplace wellness strategy, one that focused […]

Employee Benefits Flexible Work Options Health Care Human Resources (HR) Paid Time Off (PTO) Retirement

Does Your Benefits Package Appeal to Job Seekers?

Amanda Wilke, CEBS

22 Aug 201927 Aug 2019

In today’s competitive job market, attracting the best candidates has become more difficult. To appeal to job seekers, an employer’s benefit package must contain the types of benefits employees want. Here is a list of the top five employee benefits and perks […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Investments Retirement

Three Steps to Reduce Plan Costs and Improve Retirement Security

Robbie Hartman, CEBS

21 Aug 201921 Aug 2019

Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip side of that coin: the long-term impact of compounding costs from investment […]

Defined Contribution (DC) Plans Employee Benefits Multiemployer Retirement

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways

Justin Held, CEBS

13 Aug 201925 Nov 2019

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2002-2016), the average defined contribution (DC) plan account balance increased significantly from 2002 to 2016, growing to $38,900, while aggregate disbursements also grew. The increase in disbursements—coupled with a lack of growth […]

Diversity and Inclusion Employee Benefits Health Care Wellness

Is Your Workplace Wellness Program Multiculturally Competent?

Kathy Bergstrom, CEBS

08 Aug 201925 May 2021

In her article “Creating a Multiculturally Competent Worksite Wellness Program: The Why and the How” in the June issue of Benefits Magazine, author Linda Howard explains that multicultural competency is a core ingredient in a program’s ability to reach employees suffering from […]