Mental Health and Substance Use Disorders: Employers Improve Response, but Employees Continue to Struggle

Cara McMullin
 

New Survey Data Reveals Prevalent Conditions and Increased Telehealth Use As more employees grapple with mental well-being, organizations are challenged with implementing new solutions to support mental health in the workplace. Mental Health and Substance Use Disorder Benefits: 2024 Survey, a new […]

Using Spousal Surcharges and Carve-Outs as Health Cost Management Strategies

Anne Newhouse, CEBS
 

With open enrollment right around the corner, employers are already contemplating strategies to help lower their health plan costs. Spousal surcharges or carve-outs are two options, but how prevalent are they? Surcharge vs. Carve-Out A spousal surcharge is an additional employee contribution […]