Retirement Archives - Page 9 of 18

Electronic Delivery of Retirement Plan Notices Could Become Easier

Lois Gleason, CEBS

18 Nov 201914 Nov 2019

In October 2019, the U.S. Department of Labor (DOL) published proposed regulations regarding default electronic disclosures by retirement plans under the Employee Retirement Income Security Act of 1974 (ERISA). The proposed rules offer a look at what the DOL is thinking of […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Regulatory Retirement

401(k) Hardship Withdrawals: No More Six-Month Contribution Suspensions

Lois Gleason, CEBS

24 Oct 201922 Oct 2019

In September 2019, the Internal Revenue Service (IRS) and Department of Treasury issued final regulations easing restrictions on hardship distributions from defined contribution retirement plans. While there were a number of important changes in the regulations, this blog focuses on changes regarding […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Retirement

The State of Defined Contribution Retirement Plans

Justin Held, CEBS

10 Sep 201910 Sep 2019

The number of organizations offering defined contribution (DC) retirement plans has held steady over the past two years (68.1%), making them the primary retirement vehicle for an increasing share of the U.S. workforce. From a worker perspective, DC plans have a number […]

Employee Benefits Flexible Work Options Health Care Human Resources (HR) Paid Time Off (PTO) Retirement

Does Your Benefits Package Appeal to Job Seekers?

Amanda Wilke, CEBS

22 Aug 201927 Aug 2019

In today’s competitive job market, attracting the best candidates has become more difficult. To appeal to job seekers, an employer’s benefit package must contain the types of benefits employees want. Here is a list of the top five employee benefits and perks […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Investments Retirement

Three Steps to Reduce Plan Costs and Improve Retirement Security

Robbie Hartman, CEBS

21 Aug 201921 Aug 2019

Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip side of that coin: the long-term impact of compounding costs from investment […]

Defined Contribution (DC) Plans Employee Benefits Multiemployer Retirement

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways

Justin Held, CEBS

13 Aug 201925 Nov 2019

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2002-2016), the average defined contribution (DC) plan account balance increased significantly from 2002 to 2016, growing to $38,900, while aggregate disbursements also grew. The increase in disbursements—coupled with a lack of growth […]

Defined Benefit (DB) Plans Employee Benefits Multiemployer Retirement

The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways

Justin Held, CEBS

01 Aug 201925 Nov 2019

According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2002-2016), demographic trends in multiemployer plans have become less favorable, as the number of actively working participants shrank relative to the number of inactive and retired participants. […]

Defined Benefit (DB) Plans Employee Benefits MPRA Multiemployer Pensions Retirement

Update on the Butch Lewis Act

Jenny Gartman, CEBS

26 Jul 201902 Dec 2019

Earlier this year I updated you on some things I was watching regarding multiemployer pension reform, and since there has been some recent action on the Butch Lewis Act I thought it was time for an update. Here’s what you need to […]

Defined Contribution (DC) Plans Employee Benefits Financial Wellness Retirement

The House’s SECURE Act: What It Could Mean for Retirement Plans

Julie Stich, CEBS

28 May 201921 Jan 2020

Last week, the U.S. House of Representatives overwhelmingly approved a retirement bill, the Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994). The bill is notable for being bipartisan, as shown by the 417-3 vote and the mix of its […]

401(k) Plans Employee Benefits Financial Education Financial Wellness Retirement Talking Benefits Podcast

Financial Education Goes Beyond 401(k)

Anne Patterson

29 Apr 201929 Apr 2019

Each month on Talking Benefits, I join Julie Stich, Kelli Kolsrud and Justin Held, International Foundation benefits nerdthusiasts, to discuss a trending employee benefits topic we think our listeners want to know more about. April is financial literacy month in the U.S. and, […]