Retirement Archives - Page 7 of 17

The Questions You Need to Ask Before Retiring

Jenny Gartman, CEBS

14 Jan 202014 Jan 2020

Many people plan their vacations with more detail than their retirement. But deciding to retire without planning can put a successful transition and a satisfying retirement at risk. Start your planning early! Detailed planning for retirement should begin five to ten years […]

Proposed Multiemployer Pension Recapitalization and Reform Plan

Jenny Gartman, CEBS

26 Nov 201902 Dec 2019

On November 20, 2019, Senators Chuck Grassley and Lamar Alexander released the Multiemployer Pension Recapitalization and Reform Plan proposal. The proposal was released in the form of a white paper and a technical explanation and has not been introduced as a legislative […]

D-I-V-O-R-C-E Splitting Retirement Benefits

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Retirement

D-I-V-O-R-C-E (Part 1) – Splitting Retirement Benefits

Amanda Wilke

19 Nov 201905 Feb 2020

As the old country song by Tammy Wynette demonstrates, what happens during a divorce can be tough to spell out. Divorce can be the source of great confusion for many, including employers. They have a number of actions to take related to […]

Communication DOL Employee Benefits Regulatory Retirement

Electronic Delivery of Retirement Plan Notices Could Become Easier

Lois Gleason, CEBS

18 Nov 201914 Nov 2019

In October 2019, the U.S. Department of Labor (DOL) published proposed regulations regarding default electronic disclosures by retirement plans under the Employee Retirement Income Security Act of 1974 (ERISA). The proposed rules offer a look at what the DOL is thinking of […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Regulatory Retirement

401(k) Hardship Withdrawals: No More Six-Month Contribution Suspensions

Lois Gleason, CEBS

24 Oct 201922 Oct 2019

In September 2019, the Internal Revenue Service (IRS) and Department of Treasury issued final regulations easing restrictions on hardship distributions from defined contribution retirement plans. While there were a number of important changes in the regulations, this blog focuses on changes regarding […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Retirement

The State of Defined Contribution Retirement Plans

Justin Held, CEBS

10 Sep 201910 Sep 2019

The number of organizations offering defined contribution (DC) retirement plans has held steady over the past two years (68.1%), making them the primary retirement vehicle for an increasing share of the U.S. workforce. From a worker perspective, DC plans have a number […]

Employee Benefits Flexible Work Options Health Care Human Resources (HR) Paid Time Off (PTO) Retirement

Does Your Benefits Package Appeal to Job Seekers?

Amanda Wilke

22 Aug 201927 Aug 2019

In today’s competitive job market, attracting the best candidates has become more difficult. To appeal to job seekers, an employer’s benefit package must contain the types of benefits employees want. Here is a list of the top five employee benefits and perks […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Investments Retirement

Three Steps to Reduce Plan Costs and Improve Retirement Security

Robbie Hartman, CEBS

21 Aug 201921 Aug 2019

Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip side of that coin: the long-term impact of compounding costs from investment […]

Defined Contribution (DC) Plans Employee Benefits Multiemployer Retirement

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways

Justin Held, CEBS

13 Aug 201925 Nov 2019

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2002-2016), the average defined contribution (DC) plan account balance increased significantly from 2002 to 2016, growing to $38,900, while aggregate disbursements also grew. The increase in disbursements—coupled with a lack of growth […]

Defined Benefit (DB) Plans Employee Benefits Multiemployer Retirement

The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways

Justin Held, CEBS

01 Aug 201925 Nov 2019

According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2002-2016), demographic trends in multiemployer plans have become less favorable, as the number of actively working participants shrank relative to the number of inactive and retired participants. […]