401(k) Plans Archives - Page 5 of 6

Tax Cuts and Jobs Act: Potential Impact on Employee Benefits

Lois Gleason, CEBS

09 Nov 201710 Nov 2017

Employee benefits professionals scoured the House Republicans’ proposed Tax Cuts and Jobs Act with some trepidation after its release on November 2, 2017. While many were relieved to find no changes in this draft to the tax treatment of employer-sponsored health care […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Health Care Human Resources (HR) Insurance Retirement

Employee Benefit To-Dos, After I Do: Post-Wedding Checklist

Justin Held, CEBS

18 Oct 2017

Something old, something new, something borrowed, something . . . that I know we’re going to forget! Checklists upon checklists accompany the big day, and I can relate. So can my colleague, Anne Patterson, here at the International Foundation—We both got hitched […]

401(k) Plans Employee Benefits Retirement

Top 5 Tips for 401(k) Loan Program Design

Jenny Gartman, CEBS

26 Jul 201728 Jul 2017

Considering loan options for your 401(k) plan but concerned about the potential consequences? Here are five plan design ideas for plan sponsors who want to allow employees to borrow against 401(k) accounts and, at the same time, ensure the loan is repaid […]

401(k) Plans Employee Benefits Financial Education Financial Wellness Retirement

Top 5 Reasons for 401(k) Loans

Jenny Gartman, CEBS

30 May 2017

Many 401(k) plans allow participants to take out loans from their individual 401(k) account—While loan options provide flexibility for those tentative to contribute to 401(k) accounts, the option to borrow can also have a negative impact on retirement security. In my research […]

401(k) Plans Canada Communication Employee Benefits Financial Education Financial Wellness

Too Smart for Financial Education? Think Again.

Anne Patterson

11 Aug 201611 Aug 2016

As I was writing the short blog you can’t wait to read below, I couldn’t help but think of the classic phrase, “The shoemaker’s children always go without shoes.” You’ll find out why in a second. This proverb dates back to the […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits ERISA Regulatory Retirement

Ten DOL Fiduciary Rule Questions Answered

Julie Stich, CEBS

29 Jun 201629 Jun 2016

On April 6, after years of work, comments, hearings, discussions and more work, the U.S. Department of Labor released a final rule clarifying the term “fiduciary” as it relates to financial and investment advisers and spelling out when conflicts of interest arise […]

401(k) Plans Canada Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Retirement

Decumulation: Cracking the Retirement Nest Egg

Pat Bonner, Ph.D., CEBS

09 Jun 201609 Nov 2017

In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]

401(k) Plans Defined Contribution (DC) Plans Legislative Retirement

Four Ways the Final Fiduciary Rule Affects Retirement Plans

Lois Gleason, CEBS

06 Apr 201607 Nov 2016

On April 6, 2016, the U.S. Department of Labor released the highly anticipated final version of its fiduciary/conflict of interest rule. Brokers, agents and financial advisors recommending investments to retirement plan sponsors and participants will be held to a higher standard than […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Retirement

7 Questions That Will Make You a Retirement Hero

Staff

28 Oct 201528 Oct 2015

Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she is retiring, we quickly ask “But WAIT!!! How much do you have […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Wellness

Making the Cut of the 10 Best Companies for Financial Security

Stacy Van Alstyne, CEBS

15 Sep 2015

When I left college and took my first “real” job, the HR director met with me to talk about benefits. I was 22, in perfect health and very concerned about paying rent and where I was going to go out dancing that […]