About Justin Held, CEBS
Senior Research Analyst at the International Foundation
Favorite Foundation Service: Foundation Research Surveys
Benefits Related Topics That Interest Him Most: Behavioral economics, socially responsible investing, apprenticeship training
Personal Insight: Justin loves everything baseball, visiting and checking off ballparks as he travels. In this free time, he enjoys hiking at national parks, cycling and reading about U.S. history.
Health care benefits remain a critical part of the relationship between employers and workers, especially during these times of rapid change and uncertainty. In addition to serving as an important… Read more >
Justin Held, CEBS
March 31, 2021
Employee Benefits, Employee Benefits Survey, Health Care, Human Resources (HR), Mental Health, Prescription Drugs, U.S., Wellnessdental, dental plan, dependent care, fertility health care benefits, Health Care, health care benefits, health care plan, health coverage, health insurance, health reimbursement arrangement, health savings account, mental health, mental health coverage, orthodontia, prescription drug benefits, prescription drug plan, prescription drug therapy, prescription drugs, self-funded health plans
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The number of organizations offering defined contribution (DC) retirement plans has increased over the past two years, making them the primary retirement vehicle for an increasing share of the U.S…. Read more >
Justin Held, CEBS
February 24, 2021
401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Employee Benefits Survey, Financial Education, Retirement, U.S.401(k), 401(k) plan, automatic enrollment, DC plans, employee benefits, financial education, financial security, financial wellness, retirement, retirement plans, retirement readiness, retirement security, target-date funds
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Beyond traditional benefits such as health and retirement, many organizations use innovative benefits to meet the varied needs of their employees. Benefits like identify theft insurance and student loan repayment… Read more >
Justin Held, CEBS
February 9, 2021
Education, Employee Benefits, Employee Benefits Survey, Flexible Work Options, Health Care, Insurance, Multiemployer, U.S., Voluntary Benefits, Work Life Balancebenefits, business casual, educational assistance benefits, employee benefit trends, employee benefits, employee benefits package, essential health benefits, most valued employee benefits, on-site clinics, on-site education, prescription drug benefits, retirement benefits, student loan assistance benefits, survey, transportation benefits, tuition assistance, tuition reimbursement
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Over the next ten years, health care spending in the United States is projected to increase at an annual rate of 5.4%. In response to the cost escalation, plan sponsors… Read more >
Justin Held, CEBS
January 27, 2021
Disease Management, Employee Benefits, Employee Benefits Survey, Health Care, Mental Health, U.S.Health Care, health care benefits, health care costs, health care plan, health care technology, health costs, health insurance, telehealth
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The median cost of benefits for multiemployer health plans increased 47% over the ten-year period from 2008 to 2017, reaching $11,201 per participant per year (PPPY), according to a new… Read more >
Justin Held, CEBS
January 12, 2021
Employee Benefits, Health Care, Multiemployer, U.S.multiemployer health plans
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Apprenticeship and training funds have a long history of providing skilled workers for a number of industries. These funds are classified as employee welfare benefit plans under the Employee Retirement… Read more >
Justin Held, CEBS
January 6, 2021
Apprenticeship Programs, Employee Benefits, Multiemployer, U.S.apprenticeship, apprenticeship agreement
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Despite growing demand for sustainable, responsible and impact (SRI) investments from participants, a small percentage of 401(k) plans provide such options in their investment menus. In a Benefits Magazine article… Read more >
Justin Held, CEBS
December 3, 2020
401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Investments, Retirement, U.S.ESG, investments, SRI investing
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According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2003-2017), the average defined contribution (DC) plan account balance increased significantly from 2003 to 2017, growing to $43,500 while aggregate… Read more >
Justin Held, CEBS
October 19, 2020
Defined Contribution (DC) Plans, Employee Benefits, Multiemployer, Retirement, U.S.multiemployer plans
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According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2003-2017), demographic trends in multiemployer plans have become less favorable as the number of actively… Read more >
Justin Held, CEBS
October 12, 2020
Defined Benefit (DB) Plans, Employee Benefits, Multiemployer, Pensions, Retirement, U.S.multiemployer pension plans
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Open enrollment may be the biggest challenge of human resources (HR) and benefits offices across the U.S., and it’s coming soon! The headaches are countless: workers not reading their communication… Read more >
Justin Held, CEBS
October 8, 2020
Communication, Employee Benefits, Human Resources (HR), U.S.benefits communication, open enrollment, virtual open enrollment
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