You know the expression “Strike while the iron is hot”? For plan sponsors that have contemplated imposing limits on prescription drug coverage but have worried about upsetting plan participants, the… Read more >
Chris Vogel, CEBS
January 4, 2017
Employee Benefits, Prescription DrugsPBM, specialty drugs
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Fretting over a work project. Binge-watching TV. Cramming for a test. Celebrating with friends. Reading just one more chapter of a great book. Plenty of things can keep us awake… Read more >
Chris Vogel, CEBS
November 4, 2016
Employee Benefits, Wellnesssleep
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Does everyone in your workforce have enough time to vote—enough non-work hours while the polls are open—on November 8? If you’re in doubt, you may want to check what your… Read more >
Chris Vogel, CEBS
October 18, 2016
Human Resources (HR), Paid Time Off (PTO)
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When I attended my first Employee Benefits Symposium in Charlotte, North Carolina in 2010—a reward for completing my Certified Employee Benefit Specialist (CEBS) designation a few weeks earlier, my only… Read more >
Chris Vogel, CEBS
August 3, 2016
CEBS (Certified Employee Benefit Specialist), Education, Employee BenefitsEmployee Benefits Symposium
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In 2015, 38,300 people were killed on U.S. roads, up 8% from 2014, according to the National Safety Council. In 2014—the latest year for which statistics are available–47,055 Americans died… Read more >
Chris Vogel, CEBS
July 19, 2016
Employee Benefits, Health Care, Opioid Abuse, Prescription Drugsaddiction, drug abuse, opioid
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Have you ever tried to make sense of health care bills after a serious illness? Did you fantasize about marching into your insurance company president’s office, handing him or her… Read more >
Chris Vogel, CEBS
June 22, 2016
Communication, Employee Benefits, Health CareEOB, Explanation of Benefits
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Ah, the good old days. The International Foundation first published the Glossary of Employee Benefit Plan and Investment Terminology in 1973. That slimmer, trimmer first Glossary weighed in at 8.4… Read more >
Chris Vogel, CEBS
June 14, 2016
Employee Benefits
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It’d be nice to write that health care doesn’t have to cost an arm and a leg. In this case, that cliché likely is both inappropriate and overly optimistic. But… Read more >
Chris Vogel, CEBS
May 24, 2016
Employee Benefits, Health Care, Insurancespousal coverage
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Concerned about how aggressively many Illinois state employees had invested 457 plan assets, plan trustees decided in late 2014 on a bold move: Investments of all 53,000 participants would be… Read more >
Chris Vogel, CEBS
January 27, 2016
Communication, Defined Contribution (DC) Plans, Employee Benefits, Retirement457 plan, lifecycle fund, reenrollment
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Unless a person’s job depends on knowing Health Insurance Portability and Accountability (HIPAA) privacy and security rules, the topic is what my family calls a MEGO (“my eyes glaze over”)…. Read more >
Chris Vogel, CEBS
November 10, 2015
Compliance, Health Care, HIPAA, Regulatory
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