CAPSA Guidelines: A Comprehensive Overview of Pension Plans

Eli Argueta
 

On September 9, the Canadian Association of Pension Supervisory Authorities (CAPSA) released new guidance aimed at providing an update on the design, operation and administration of capital accumulation plans (CAPs). CAPs include defined contribution pensions, Registered Retirement Savings Plans (RRSPs), Tax-Free Savings […]

2024 Mental Health Trends: Leading Change Through Preventive Action

Anne Newhouse
 

Today is World Mental Health Day, a time to recognize the importance of mental health and to reaffirm commitments to improving mental health through education, awareness and advocacy. Many plan sponsors look toward mental health trends to stay informed on strategies for […]

Mental Health and Substance Use Disorders: Employers Improve Response, but Employees Continue to Struggle

Cara McMullin
 

New Survey Data Reveals Prevalent Conditions and Increased Telehealth Use As more employees grapple with mental well-being, organizations are challenged with implementing new solutions to support mental health in the workplace. Mental Health and Substance Use Disorder Benefits: 2024 Survey, a new […]

Using Spousal Surcharges and Carve-Outs as Health Cost Management Strategies

Anne Newhouse
 

With open enrollment right around the corner, employers are already contemplating strategies to help lower their health plan costs. Spousal surcharges or carve-outs are two options, but how prevalent are they? Surcharge vs. Carve-Out A spousal surcharge is an additional employee contribution […]