defined contribution plans Archives

SECURE 2.0 Update

Kathy Bergstrom, CEBS

04 Nov 202504 Nov 2025

Today’s blog provides an update on the regulatory guidance issued for SECURE 2.0 as well as a look at plan sponsor adoption of some of the optional features.

401(k) Plans Compliance Defined Contribution (DC) Plans DOL Employee Benefits Investments Regulatory Retirement U.S.

Alternative Assets for DC Plans

Kathy Bergstrom, CEBS

18 Sep 202529 Sep 2025

Participants in defined contribution (DC) plans may have more access to several types of alternative investments under an executive order issued by President Trump in August.

Gavel, scale and law books in the bookshelf.

Compliance Defined Contribution (DC) Plans DOL Employee Benefits ERISA Investments Legislative Regulatory U.S.

Mid-Year Regulatory and Legislative Update for Defined Contribution Plan Sponsors

Jenny Gartman, CEBS

27 Jun 202507 Jul 2025

Now that regulatory and legislative priorities are taking shape, it’s time to look at potential developments for the rest of 2025-2026.

Compliance Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Health Care Retirement U.S.

2025 Employee Benefits Reporting and Disclosure Calendars

Jenny Gartman, CEBS

01 May 202514 May 2025

Plan sponsors and administrators are encouraged to reference these comprehensive calendars to stay on track in 2025. Health and Welfare Plans Retirement Plans Defined Contribution Plans Defined Benefit Plans If you thought this information was helpful, and you’re an International Foundation or […]

401(k) Plans Defined Contribution (DC) Plans DOL Employee Benefits ERISA Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape Report: DC Key Findings

Cathe Gooding, CEBS

11 Mar 202511 Mar 2025

The overall health of multiemployer defined contribution (DC) retirement plans improved from 2020 to 2021. The average account balance for a participant in a median multiemployer DC plan increased from $46,100 at the end of 2019 to $52,800 at the end of 2021, […]

401(k) Plans Benefits Magazine Defined Contribution (DC) Plans Employee Benefits Investments SECURE 2.0 U.S.

Hardship Distributions: Five Questions for Plan Sponsors

Kathy Bergstrom, CEBS

27 Dec 202427 Dec 2024

It’s become easier for plan participants to take distributions from their defined contribution (DC) retirement plan account balances, but plan sponsors still have a fiduciary duty to ensure that the need for these distributions is real. In the November/December issue of Benefits […]

Compliance Defined Contribution (DC) Plans Employee Benefits ERISA Investments Multiemployer Public Plans Retirement U.S. Webcast

Fiduciary Basics for Governmental Plans

Amanda Wilke, CEBS

20 Aug 202420 Aug 2024

Plan sponsors have a responsibility to protect the interests of employee and retiree participants in their benefit plans. Government plan sponsors for 457 and 401(a) defined contribution (DC) retirement plans should be aware of fiduciary basics and the latest trends to protect […]

401(k) Plans Defined Contribution (DC) Plans Investments Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape: DC Takeaways

Justin Held, CEBS

01 Aug 202401 Aug 2024

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2006-2020), the average defined contribution (DC) plan account balance increased from $23,400 at the end of 2006 to $54,100 at the end of 2020, while aggregate disbursements also grew. The increase in […]

Benefits Magazine Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Multiemployer Regulatory SECURE 2.0 U.S.

Missing Participants: Help From SECURE 2.0 and the Latest Best Practices

Guest Contributor

27 Feb 202428 Feb 2024

Benefits Magazine Extras articles provide you with bonus content on a mix of benefits topics as well as deep dives and analyses on the latest benefit trends and compliance issues. Foundation members can visit ifebp.org/benefitsmagazine to view the full bimonthly print edition of the […]

401(k) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness SECURE 2.0

Student Loan Repayment Benefits: What Are The Options Now?

Jenny Gartman, CEBS

22 Aug 202322 Aug 2023

With the federal student loan relief plan ruled unconstitutional by the Supreme Court, more employers are expected to consider offering student loan repayment benefits (loan paydown) or 401(k)/403(b) matching under the SECURE Act 2.0 of 2022. Federal student loan payments resume in […]