Imagine summoning the courage to admit you have a problem with addiction and asking for help. Then imagine being put on a waiting list for treatment. Would you still be motivated to get help when a spot opens up—potentially several weeks later? […]
Ah, the good old days. The International Foundation first published the Glossary of Employee Benefit Plan and Investment Terminology in 1973. That slimmer, trimmer first Glossary weighed in at 8.4 ounces and defined almost 600 benefit terms in 54 pages. It also […]
Do you need to make corrections on your 1095-Bs or 1095-Cs? Maybe you didn’t bat a thousand this year on Affordable Care Act (ACA) reporting requirements. To avoid penalties for faulty reporting on 2015 ACA information returns, you need to make a […]
In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]
Over the past sixteen years, I have had the good fortune to work with many organizations to bring International Foundation programs to their places of business. We have done this from coast to coast in the U.S. and Canada, across all the […]
The FAQs about Affordable Care Act Implementation Part 31 released on April 20, 2016 mark the fourth time the Mental Health Parity and Addiction Equity Act (MHPAEA) disclosure rules have been addressed by the Department of Labor (DOL) in its series of […]
I was a lucky kid, one with a great support system of family and friends who celebrated with me through each success and picked me up and encouraged me through the bumps in the road. If you are like me, you likely […]
Soon the U.S. Department of Health and Human Services (HHS) will begin notifying employers about employees receiving advance premium tax credits (APTC) or subsidies for 2016 on the ACA federally facilitated exchange. For an idea of what the notice will look like, see […]
Laundry, shoveling snow, a big pile of dishes, replacing the busted water heater, filing taxes. These are things that must be done, that you’ve dreaded doing and that perhaps you’ve learned the hard way it’s best if someone else does them for […]
It’d be nice to write that health care doesn’t have to cost an arm and a leg. In this case, that cliché likely is both inappropriate and overly optimistic. But two experienced health plan administrators suggest in the May Benefits Magazine that […]
