U.S.

ACA Employer Reporting Relief Options for Self-Funded Plans in 2025

Jenny Gartman, CEBS
 

On December 23, 2024, President Biden signed two laws intended to simplify employer’s Affordable Care Act (ACA) reporting requirements. The Paperwork Burden Reduction Act (HR 3797) and the Employer Reporting Improvement Act (HR 3801) allow flexibility for employers to furnish 1095-B and […]

Hardship Distributions: Five Questions for Plan Sponsors

Kathy Bergstrom, CEBS
 

It’s become easier for plan participants to take distributions from their defined contribution (DC) retirement plan account balances, but plan sponsors still have a fiduciary duty to ensure that the need for these distributions is real. In the November/December issue of Benefits […]