Retirement Archives - Page 16 of 18

Innovative Benefit: Student Loan Repayment

Jenny Gartman, CEBS

08 Dec 201519 Jul 2016

When you think of student loan debt, you likely think of the financial stress on your youngest employees. While much focus has been on millennials, student loan debt impacts all generations and can have a long-term impact on retirement security. Some employers […]

Canada Health Care Pensions Retirement

Employee Benefits in Canada Book Released

Pat Bonner, Ph.D., CEBS

24 Nov 201509 Nov 2017

What is black and white and soon to be read all over Canada? I couldn’t help but think of this riddle when the fourth edition of Employee Benefits in Canada was delivered to my desk a few days ago. The text is […]

Disability Benefits Employee Benefits Financial Education Financial Wellness Retirement

4 Ways to Help Your Workers Meet Their Retirement Goals

Staff

19 Nov 201523 Nov 2015

To help your employees achieve a secure retirement, it’s necessary to look at the bigger picture of their entire financial well-being. While many employers have traditionally focused on retirement plan design and participant enrollment, progressive employers are going a step further. The […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Retirement

7 Questions That Will Make You a Retirement Hero

Staff

28 Oct 201528 Oct 2015

Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she is retiring, we quickly ask “But WAIT!!! How much do you have […]

Canada Employee Benefits Pensions Regulatory Retirement

What the New Liberal Government Means for Canadian Pension and Benefit Plan Sponsors

Kathy Bergstrom, CEBS

23 Oct 201502 Mar 2016

Three panelists offered their views during a recent International Foundation of Employee Benefit Plans webcast, “Post-Election Pensions and Benefits Outlook: What to Expect.” Panelists said Justin Trudeau, prime minister-designate, and the new majority party will move forward on many campaign promises, including […]

Canada Education Employee Benefits Flexible Work Options Paid Time Off (PTO) Pensions Retirement Vacation Work Life Balance

Generational Workforce Preferences Mean Serious Business

Kathy Bergstrom, CEBS

28 Sep 201519 May 2016

I’m always fascinated by discussions of the different age groups in the workplace and whether I fit the generational mold. But for employers facing a shortage of skilled workers, it’s actually serious business. “Generational cohort is a key predictor of what employees […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Pensions Retirement

Retirement Insecurity—First Steps to Reverse the Trend

Staff

10 Sep 201510 Sep 2015

As a communications professional who works in the employee benefits world, I never stop encountering dismal reports on the saving habits of Americans. The data is everywhere—and it’s overwhelming. People aren’t saving for retirement and those who are aren’t saving enough. As […]

Employee Benefits Retirement

Feeling Tense? Blame the Stock Market

Anne Patterson

03 Sep 2015

As humans, we tend to like order. We like lists, we like symmetry, we like calm. So when volatility in the stock market brings chaos to that order, we react. There is a term for this reaction—behavioral finance—and about 40 years of […]

Defined Benefit (DB) Plans Employee Benefits Multiemployer Pensions Regulatory Retirement

Multiemployers Watching But Not Yet Acting on MPRA

Neil Mrkvicka

23 Jul 201523 Jul 2015

Multiemployer funds are closely monitoring and discussing in detail the Multiemployer Pension Reform Act of 2014 (MPRA), but the majority of funds responding to our recent survey do not plan to take the more drastic measures MPRA allows. These findings and more are revealed […]

Defined Benefit (DB) Plans Employee Benefits Multiemployer Pensions Retirement

MPRA Guidance—What Does It Mean?

Julie Stich, CEBS

13 Jul 201515 Jul 2015

In mid-June, the Internal Revenue Service (IRS) and Pension Benefit Guaranty Corp. (PBGC) released their first round of guidance relating to the Multiemployer Pension Reform Act (MPRA) provisions on benefit suspensions (reductions) and pension partitions. MPRA is a complex law, and the […]