Retirement Archives - Page 14 of 18

Benefit Industry Views on the Trump Platform

Julie Stich, CEBS

09 Nov 2016

No matter your political bent, you’d have to agree the 2016 elections have been one for the record books. Now that we know the results, we can look ahead to what may happen in our world of benefits over the next few […]

Employee Benefits Health Care Legislative Regulatory Retirement

How Will the Election Impact Benefits?

Anne Patterson

20 Oct 201620 Oct 2016

The yard signs and bumper stickers are up, your prime time show schedules are getting juggled around to accommodate debate broadcasts, you’re noticing more donkeys or elephants than ever before: It’s election season. But one aspect you might not have considered is […]

Communication Employee Benefits Financial Education Financial Wellness Retirement

Retirement Planning Testimonials Beat Eye-Popping Data

Pat Bonner, Ph.D., CEBS

29 Sep 201609 Nov 2017

One of the challenges of being in the benefits field is persuading people to take action. We want them to participate in an annual health risk assessment, exercise, get their children vaccinated, save for retirement . . . the list goes on […]

Communication Financial Education Financial Wellness Retirement

Promoting Retirement Saving? Accentuate the Positive

Pat Bonner, Ph.D., CEBS

05 Aug 201609 Nov 2017

Rarely does a day pass when there isn’t a news headline decrying how few people are saving for retirement, and among those who are saving, most aren’t saving enough. With all the warnings of a retirement crisis and people facing poverty in […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits ERISA Regulatory Retirement

Ten DOL Fiduciary Rule Questions Answered

Julie Stich, CEBS

29 Jun 201629 Jun 2016

On April 6, after years of work, comments, hearings, discussions and more work, the U.S. Department of Labor released a final rule clarifying the term “fiduciary” as it relates to financial and investment advisers and spelling out when conflicts of interest arise […]

401(k) Plans Canada Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Retirement

Decumulation: Cracking the Retirement Nest Egg

Pat Bonner, Ph.D., CEBS

09 Jun 201609 Nov 2017

In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]

Employee Benefits Multiemployer Pensions Regulatory Retirement

Central States Benefit Reduction Application Denied—Now What?

Julie Stich, CEBS

13 May 201618 May 2016

On May 6, 2016, the Treasury Department announced that it—along with the Department of Labor and the Pension Benefit Guaranty Corporation—was rejecting the application the Central States Teamsters filed for benefit reductions (a.k.a. suspensions), as submitted in September 2015. In rejecting the […]

Employee Benefits Financial Education Financial Wellness Retirement

Employees’ Biggest Financial Influence? (Sorry, It’s Not You)

Anne Patterson

28 Apr 2016

One-hundred and fifty employee benefit industry leaders walk into a room . . . and, of course, the International Foundation polled them with a couple questions about their thoughts on retirement security and financial education. This gathering occurred at a recent International […]

Defined Benefit (DB) Plans Employee Benefits Pensions Retirement

How to Reach Out to Missing Pension Participants

Lois Gleason, CEBS

27 Apr 201627 Apr 2016

You already know you need to find and pay your lost or missing pension participants who’ve reached their Required Beginning Date (usually the April 1 following age 70½). But what do you say in the notice you send to missing participants, whether by […]

401(k) Plans Defined Contribution (DC) Plans Legislative Retirement

Four Ways the Final Fiduciary Rule Affects Retirement Plans

Lois Gleason, CEBS

06 Apr 201607 Nov 2016

On April 6, 2016, the U.S. Department of Labor released the highly anticipated final version of its fiduciary/conflict of interest rule. Brokers, agents and financial advisors recommending investments to retirement plan sponsors and participants will be held to a higher standard than […]