Regulatory Archives - Word on Benefits

Health Plan Gag Clause Attestation Update

Anne Newhouse, CEBS

13 Feb 202513 Feb 2025

Health plans have a variety of reporting and disclosure requirements and other compliance issues to contend with. In recent years, requirements for plan sponsors have been included in the Consolidated Appropriations Act, 2021 (CAA) and No Surprises Act (NSA) signed into law […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Multiemployer Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part Two)—Automatic Enrollment

Amanda Wilke, CEBS

12 Feb 202512 Feb 2025

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued proposed rules for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). Part One of the blog series covered catch-up contributions. This blog […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Legislative Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part One)—Catch-Up Contributions

Amanda Wilke, CEBS

05 Feb 202505 Feb 2025

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued guidance for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). This blog will primarily focus on the proposed rule for qualified retirement […]

Compliance Employee Benefits Legislative Regulatory U.S.

IRS Guidance: What Does It Mean?

Anne Newhouse, CEBS

23 Jan 202523 Jan 2025

A new year means renewed attention to the compliance requirements required of plan sponsors. In addition to legislation and regulations affecting employers, subregulatory guidance helps clarify the law and provides direction and insight into complex rules. What is subregulatory guidance? Regulations or […]

Employee Benefits ERISA Legislative Regulatory U.S.

Benefit Plan Laws and Rules on Our 2025 Watchlist

Jenny Gartman, CEBS

16 Jan 202516 Jan 2025

Did you know there are at least 40 potential areas of employee benefit plan regulations and legislation to watch in 2025 and beyond? That’s how many I counted while attending the International Foundation webcast, Legislative and Regulatory Update—What Could Be Coming in […]

Affordable Care Act (ACA) Employee Benefits Health Care Insurance Regulatory U.S.

ACA Employer Reporting Relief Options for Self-Funded Plans in 2025

Jenny Gartman, CEBS

14 Jan 202514 Jan 2025

On December 23, 2024, President Biden signed two laws intended to simplify employer’s Affordable Care Act (ACA) reporting requirements. The Paperwork Burden Reduction Act (HR 3797) and the Employer Reporting Improvement Act (HR 3801) allow flexibility for employers to furnish 1095-B and […]

DOL Employee Benefits Legislative Regulatory U.S.

How New Regulations Are Created

Anne Newhouse, CEBS

03 Dec 202403 Dec 2024

Recently, we wrote about how laws are created in the blog “U.S. Legislative Process: How a Bill Becomes a Law.” After legislation is passed by both the House and the Senate and signed by the president, it becomes law. The next step […]

Employee Benefits Regulatory U.S.

President-Elect Trump Regulatory Outlook

Jenny Gartman, CEBS

21 Nov 202408 Jan 2025

What do the election results mean for employer-sponsored benefits? That’s a tough question to answer. Aside from occasional mentions of Medicare and Social Security, benefits-related topics weren’t prominent in the 2024 presidential campaigns. President-Elect Trump’s health messaging focused on making health care […]

401(k) Plans Compliance Defined Contribution (DC) Plans DOL Employee Benefits Legislative Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Act: What’s Coming in 2025?

Amanda Wilke, CEBS

19 Nov 202419 Nov 2024

The SECURE 2.0 Act of 2022 (SECURE 2.0) encompasses several changes affecting retirement plans that go into effect over the next few years. SECURE 2.0 aims to make it easier for employers to offer retirement plans and help employees plan for the […]

Canada Employee Benefits Pensions Regulatory Retirement

CAPSA Guidelines: A Comprehensive Overview of Pension Plans

Eli Argueta

14 Oct 202414 Oct 2024

On September 9, the Canadian Association of Pension Supervisory Authorities (CAPSA) released new guidance aimed at providing an update on the design, operation and administration of capital accumulation plans (CAPs). CAPs include defined contribution pensions, Registered Retirement Savings Plans (RRSPs), Tax-Free Savings […]