Financial Wellness Archives - Page 7 of 12

Employees Aren’t Saving. What’s a Plan Sponsor to Do?

Staff

27 Mar 2018

Americans aren’t saving enough for retirement. This is not a news flash. In fact, almost every day I see a new headline pointing out the problem. While their angles vary (I remain unsold on the fact that avocado toast is the culprit), […]

4 Tips to Improve Your Employees' Retirement Security

401(k) Plans Behavioral Decision Making Communication Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness National Employee Benefits Day

4 Tips to Increase Your Employees’ Retirement Security

Staff

20 Mar 201821 Mar 2018

Wondering why your communication isn’t more effective in helping workers make better financial decisions? Or what you can do differently to encourage employees to improve their retirement security? This National Employee Benefits Day—celebrated on April 2, 2018—we are encouraging plan sponsors to […]

Employee Benefits Financial Education Financial Wellness

Why an Emergency Savings Account Should Be Your Next Benefit

Stacy Van Alstyne, CEBS

20 Feb 2018

I met Katherine a few years ago as she was preparing to deliver a talk about emergency savings at a special International Foundation event. She was very low-key and approachable, and she had a bad cold. I was nervous for her, having […]

Employee Benefits Financial Wellness Health Care Mental Health Wellness

10 Ways to Help Employees Stick to Wellness Resolutions

Anne Patterson

04 Jan 201829 Jan 2019

I always have good intentions going into the holidays—I plan out my workouts, decide on eating just ONE of my mom’s famous sugar cookies, figure I can drink lots of detoxifying green tea and do squats in between all of this and […]

Canada Employee Benefits Financial Education Financial Wellness

Financial Literacy Month Programs Strengthen Financial Well-being

Julie Stich, CEBS

21 Nov 2017

November is Financial Literacy Month in Canada. As part of Canada’s National Strategy for Financial Literacy, the federal government is leading the charge to strengthen the financial well-being of all Canadians by helping them manage money and debt wisely, plan and save […]

Employee Benefits Financial Education Financial Wellness Retirement

Using Behavioral Economics to Participants’ Advantage

Jenny Gartman, CEBS

05 Oct 2017

What stops us from making good financial decisions? In a recent International Foundation member webcast, Using Behavioral Tools to Drive Better Decision Making, James V. Bracchitta, CEBS, a labor trustee on the Screen Actors Guild Producers Pension & Health Plan, shared ideas […]

Employee Benefits Financial Education Financial Wellness Investments

Take Advantage of Behavioural Biases in Investing

Robbie Hartman, CEBS

31 Aug 201731 Aug 2017

Purchasing disposable toys instead of saving for college. Spending months on the intricacies of fantasy football but not focusing on retirement until 55. The rise of the Kardashians. As humans, we know we’re not perfectly rational. Rather, we know other people aren’t perfectly rational, even […]

Employee Benefits Financial Education Financial Wellness Investments Retirement

Surprise! Fiduciary Rule to Be Implemented as Planned

Guest Contributor

02 Jun 201718 Jul 2017

It’s aliiiiiiive! Despite most people’s prediction that the Department of Labor’s (DOL) new fiduciary rule would be further delayed or completely scrapped under President Trump (see the Presidential Memorandum published on February 3, 2017 ), newly confirmed Labor Secretary Alexander Acosta issued […]

401(k) Plans Employee Benefits Financial Education Financial Wellness Retirement

Top 5 Reasons for 401(k) Loans

Jenny Gartman, CEBS

30 May 2017

Many 401(k) plans allow participants to take out loans from their individual 401(k) account—While loan options provide flexibility for those tentative to contribute to 401(k) accounts, the option to borrow can also have a negative impact on retirement security. In my research […]

Employee Benefits Financial Education Financial Wellness

How to Target Young Workers in Your Financial Education Initiative

Staff

24 May 2017

If your workplace financial education focuses on saving for retirement, your message may not be resonating with a large part of your workforce: young workers. By reaching young, lower income workers, employers have the opportunity to support these employees and establish habits […]