One of the challenges of being in the benefits field is persuading people to take action. We want them to participate in an annual health risk assessment, exercise, get their children vaccinated, save for retirement . . . the list goes on […]
As I was writing the short blog you can’t wait to read below, I couldn’t help but think of the classic phrase, “The shoemaker’s children always go without shoes.” You’ll find out why in a second. This proverb dates back to the […]
Rarely does a day pass when there isn’t a news headline decrying how few people are saving for retirement, and among those who are saving, most aren’t saving enough. With all the warnings of a retirement crisis and people facing poverty in […]
Preventive care is vital to keep your employees healthy. The more employees take advantage of available preventive care, the more cost-effective their care becomes. They stay healthy, you save on health care costs—It’s a win-win for employees and employers. You know that […]
Employers and employees alike are well aware of the complexities involved in the implementation of the Affordable Care Act (ACA). The results from our most recent survey show that about 40% of organizations rate their employees’ understanding as either poor or very […]
Have you ever tried to make sense of health care bills after a serious illness? Did you fantasize about marching into your insurance company president’s office, handing him or her a box full of EOBs and demanding a real explanation of your […]
Soon the U.S. Department of Health and Human Services (HHS) will begin notifying employers about employees receiving advance premium tax credits (APTC) or subsidies for 2016 on the ACA federally facilitated exchange. For an idea of what the notice will look like, see […]
If you are a baseball fan, you are probably familiar with this quote often credited to legendary baseball coach Sparky Anderson—”Losing hurts twice as bad as winning feels good.” I’ve got to wonder whether Sparky knew how right he was. His words […]
In January I shared sample answers to seven questions your employees might have about their 1095 forms. The positive response showed a lot of you are searching for plain language to help explain Affordable Care Act (ACA) requirements to your employees. When […]
In a new International Foundation Benefits Communication survey, only 19% of employers reported their employees have a high level understanding of their benefits. When asked why this is, employers overwhelmingly said their employees do not read the information they provide or they […]
