401(k) Plans Archives - Page 4 of 5

New Twist to Student Loan Repayment Benefits: Linking to a 401(k)

Jenny Gartman, CEBS

01 Oct 201811 Jul 2019

Student loan repayment benefits have been a hot topic in the news over the past few years, and a recent IRS private letter ruling has the benefit back in the spotlight. Here’s what you need to know about the two types of […]

Connecting Lost Participants to Retirement Accounts

401(k) Plans Employee Benefits Retirement

Connecting Missing Participants to Retirement Accounts

Lois Gleason, CEBS

15 May 2018

Plan administrators trying to terminate defined contribution retirement plans often find themselves between a rock and a hard place. The Department of Labor (DOL) requires they diligently search for and pay all participants and beneficiaries entitled to benefits. However, participants are not […]

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Employees Aren’t Saving. What’s a Plan Sponsor to Do?

Staff

27 Mar 2018

Americans aren’t saving enough for retirement. This is not a news flash. In fact, almost every day I see a new headline pointing out the problem. While their angles vary (I remain unsold on the fact that avocado toast is the culprit), […]

4 Tips to Improve Your Employees' Retirement Security

401(k) Plans Behavioral Decision Making Communication Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness National Employee Benefits Day

4 Tips to Increase Your Employees’ Retirement Security

Staff

20 Mar 201821 Mar 2018

Wondering why your communication isn’t more effective in helping workers make better financial decisions? Or what you can do differently to encourage employees to improve their retirement security? This National Employee Benefits Day—celebrated on April 2, 2018—we are encouraging plan sponsors to […]

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How Tax Reform Could Impact Employee Benefits

Lois Gleason, CEBS

21 Dec 201721 Jan 2019

The U.S. Senate and House have passed the Tax Cuts and Jobs Act. President Trump is expected to sign the tax reform bill into law soon. How would employee benefits be affected under the law? Not changing Let’s start with what would […]

401(k) Plans Employee Benefits Financial Education Retirement

How to Increase 401(k) Participation With Automatic Enrollment

Anne Newhouse, CEBS

20 Nov 201720 Nov 2017

One of the great tools available to employers is automatic enrollment to increase participation in the 401(k) plan. The Pension Protection Act (PPA) was signed in 2006, encouraging employers to improve their plans and make it easier for employees to save through […]

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Tax Cuts and Jobs Act: Potential Impact on Employee Benefits

Lois Gleason, CEBS

09 Nov 201710 Nov 2017

Employee benefits professionals scoured the House Republicans’ proposed Tax Cuts and Jobs Act with some trepidation after its release on November 2, 2017. While many were relieved to find no changes in this draft to the tax treatment of employer-sponsored health care […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Health Care Human Resources (HR) Insurance Retirement

Employee Benefit To-Dos, After I Do: Post-Wedding Checklist

Justin Held, CEBS

18 Oct 2017

Something old, something new, something borrowed, something . . . that I know we’re going to forget! Checklists upon checklists accompany the big day, and I can relate. So can my colleague, Anne Patterson, here at the International Foundation—We both got hitched […]

401(k) Plans Employee Benefits Retirement

Top 5 Tips for 401(k) Loan Program Design

Jenny Gartman, CEBS

26 Jul 201728 Jul 2017

Considering loan options for your 401(k) plan but concerned about the potential consequences? Here are five plan design ideas for plan sponsors who want to allow employees to borrow against 401(k) accounts and, at the same time, ensure the loan is repaid […]

401(k) Plans Employee Benefits Financial Education Financial Wellness Retirement

Top 5 Reasons for 401(k) Loans

Jenny Gartman, CEBS

30 May 2017

Many 401(k) plans allow participants to take out loans from their individual 401(k) account—While loan options provide flexibility for those tentative to contribute to 401(k) accounts, the option to borrow can also have a negative impact on retirement security. In my research […]