In September 2019, the Internal Revenue Service (IRS) and Department of Treasury issued final regulations easing restrictions on hardship distributions from defined contribution retirement plans. While there were a number… Read more >
Lois Gleason, CEBS
October 24, 2019
401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Regulatory, Retirementhardship withdrawals
Read more >
The number of organizations offering defined contribution (DC) retirement plans has held steady over the past two years (68.1%), making them the primary retirement vehicle for an increasing share of… Read more >
Justin Held, CEBS
September 10, 2019
401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Retirementautomatic enrollment, DC plans, hardship withdrawals
Read more >
Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip… Read more >
Robbie Hartman, CEBS
August 21, 2019
401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Investments, Retirementinvestment costs, investment fees, retirement security
Read more >
Each month on Talking Benefits, I join Julie Stich, Kelli Kolsrud and Justin Held, International Foundation benefits nerdthusiasts, to discuss a trending employee benefits topic we think our listeners want to… Read more >
Anne Patterson
April 29, 2019
401(k) Plans, Employee Benefits, Financial Education, Financial Wellness, Retirement, Talking Benefits Podcast
Read more >
Student loan repayment benefits have been a hot topic in the news over the past few years, and a recent IRS private letter ruling has the benefit back in the… Read more >
Jenny Lucey, CEBS
October 1, 2018
401(k) Plans, Employee Benefits, Financial Education, Financial Wellnessstudent loan debt, student loan repayment
Read more >
Plan administrators trying to terminate defined contribution retirement plans often find themselves between a rock and a hard place. The Department of Labor (DOL) requires they diligently search for and… Read more >
Lois Gleason, CEBS
May 15, 2018
401(k) Plans, Employee Benefits, Retirement
Read more >
Americans aren’t saving enough for retirement. This is not a news flash. In fact, almost every day I see a new headline pointing out the problem. While their angles vary… Read more >
International Foundation Staff
March 27, 2018
401(k) Plans, Behavioral Decision Making, Communication, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Day401(k), behavioral economics, financial security, National Employee Benefits Day, retirement readiness
Read more >
Wondering why your communication isn’t more effective in helping workers make better financial decisions? Or what you can do differently to encourage employees to improve their retirement security? This National… Read more >
International Foundation Staff
March 20, 2018
401(k) Plans, Behavioral Decision Making, Communication, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Daybehavioral economics, financial wellness, National Employee Benefits Day, retirement security
Read more >
The U.S. Senate and House have passed the Tax Cuts and Jobs Act. President Trump is expected to sign the tax reform bill into law soon. How would employee benefits… Read more >
Lois Gleason, CEBS
December 21, 2017
401(k) Plans, Affordable Care Act (ACA), Employee Benefits, FMLA, Health Care, Paid Leave, Parental Leave
Read more >
One of the great tools available to employers is automatic enrollment to increase participation in the 401(k) plan. The Pension Protection Act (PPA) was signed in 2006, encouraging employers to… Read more >
Anne Newhouse, CEBS
November 20, 2017
401(k) Plans, Employee Benefits, Financial Education, Retirementautomatic enrollment
Read more >