In September 2019, the Internal Revenue Service (IRS) and Department of Treasury issued final regulations easing restrictions on hardship distributions from defined contribution retirement plans. While there were a number… Read more >
October 24, 2019 401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Regulatory, Retirement Read more >
The number of organizations offering defined contribution (DC) retirement plans has held steady over the past two years (68.1%), making them the primary retirement vehicle for an increasing share of… Read more >
September 10, 2019 401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Retirement Read more >
Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip… Read more >
August 21, 2019 401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Investments, Retirement Read more >
Each month on Talking Benefits, I join Julie Stich, Kelli Kolsrud and Justin Held, International Foundation benefits nerdthusiasts, to discuss a trending employee benefits topic we think our listeners want to… Read more >
April 29, 2019 401(k) Plans, Employee Benefits, Financial Education, Financial Wellness, Retirement, Talking Benefits Podcast Read more >
Student loan repayment benefits have been a hot topic in the news over the past few years, and a recent IRS private letter ruling has the benefit back in the… Read more >
October 1, 2018 401(k) Plans, Employee Benefits, Financial Education, Financial Wellness Read more >
Plan administrators trying to terminate defined contribution retirement plans often find themselves between a rock and a hard place. The Department of Labor (DOL) requires they diligently search for and… Read more >
May 15, 2018 401(k) Plans, Employee Benefits, Retirement Read more >
Americans aren’t saving enough for retirement. This is not a news flash. In fact, almost every day I see a new headline pointing out the problem. While their angles vary… Read more >
March 27, 2018 401(k) Plans, Behavioral Decision Making, Communication, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Day Read more >
Wondering why your communication isn’t more effective in helping workers make better financial decisions? Or what you can do differently to encourage employees to improve their retirement security? This National… Read more >
March 20, 2018 401(k) Plans, Behavioral Decision Making, Communication, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Day Read more >
The U.S. Senate and House have passed the Tax Cuts and Jobs Act. President Trump is expected to sign the tax reform bill into law soon. How would employee benefits… Read more >
December 21, 2017 401(k) Plans, Affordable Care Act (ACA), Employee Benefits, FMLA, Health Care, Paid Leave, Parental Leave Read more >
One of the great tools available to employers is automatic enrollment to increase participation in the 401(k) plan. The Pension Protection Act (PPA) was signed in 2006, encouraging employers to… Read more >
November 20, 2017 401(k) Plans, Employee Benefits, Financial Education, Retirement Read more >