About Pat Bonner, Ph.D., CEBS
Working for another organization many years ago, I shared a cubicle wall with a colleague who frequently got phone calls from creditors about late payments. I couldn’t help overhearing him… Read more >
Pat Bonner, Ph.D., CEBS
October 13, 2016
Financial Education, Financial Wellness
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One of the challenges of being in the benefits field is persuading people to take action. We want them to participate in an annual health risk assessment, exercise, get their… Read more >
Pat Bonner, Ph.D., CEBS
September 29, 2016
Communication, Employee Benefits, Financial Education, Financial Wellness, Retirement
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Rarely does a day pass when there isn’t a news headline decrying how few people are saving for retirement, and among those who are saving, most aren’t saving enough. With… Read more >
Pat Bonner, Ph.D., CEBS
August 5, 2016
Communication, Financial Education, Financial Wellness, Retirement
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In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization… Read more >
Pat Bonner, Ph.D., CEBS
June 9, 2016
401(k) Plans, Canada, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Retirement
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If you are a baseball fan, you are probably familiar with this quote often credited to legendary baseball coach Sparky Anderson—”Losing hurts twice as bad as winning feels good.” I’ve… Read more >
Pat Bonner, Ph.D., CEBS
April 22, 2016
Communication, Employee Benefits
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People tend to fall into one of three categories when they are planning for their retirement. Do you have any idea what kind of planner you are? How about the… Read more >
Pat Bonner, Ph.D., CEBS
March 29, 2016
Employee Benefits, Financial Education, Financial Wellness, Retirement
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Retirement used to be heralded as the “golden” period of our lives. After a lifetime of work, people earned the right to take it easy for the rest of their… Read more >
Pat Bonner, Ph.D., CEBS
January 29, 2016
Employee Benefits, Financial Wellness, Retirement
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While young men still commit a disproportionate share of crimes, it appears crime rates among the elderly are increasing in some countries. Rising poverty rates among the elderly are being blamed. Consider… Read more >
Pat Bonner, Ph.D., CEBS
December 29, 2015
Financial Education, Financial Wellness, Retirement
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What is black and white and soon to be read all over Canada? I couldn’t help but think of this riddle when the fourth edition of Employee Benefits in Canada… Read more >
Pat Bonner, Ph.D., CEBS
November 24, 2015
Canada, Health Care, Pensions, Retirement
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When funding health benefits for employees, two options are available: traditional health insurance and self-funding. Two roads diverged in a wood, and I, I took the one less traveled by, And… Read more >
Pat Bonner, Ph.D., CEBS
October 23, 2015
Affordable Care Act (ACA), Employee Benefits, Health Careself-funding, stop-loss insurance
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