Lois Gleason, CEBS, Author at Word on Benefits

The Scoop on the New ACA 1094-C and 1095-C Forms

Lois Gleason, CEBS

24 Oct 201621 Nov 2016

Note: The IRS issued Notice 2016-70 extending the due date for certain 2016 information-reporting requirements. Updated deadlines are reflected below. The forms are here, the forms are here! The IRS released the final 1094-B, 1095-B, 1094-C, and 1095-C forms and instructions to use in […]

Affordable Care Act (ACA) Compliance Health Care Regulatory

Section 1557 Nondiscrimination Rules Notices Required SOON

Lois Gleason, CEBS

20 Sep 201606 Jul 2020

As tree leaves start to turn colors in October here in the Midwest at the International Foundation headquarters, our minds are turning to other changes in the air for some employers, administrators, health providers and health insurance providers nationwide. Section 1557 of […]

Affordable Care Act (ACA) Compliance Employee Benefits Regulatory

Dealing With IRS 1095 Form Rejection

Lois Gleason, CEBS

22 Aug 2016

You’re feeling pretty secure in your relationship with the beloved ACA 1095 forms. You made it through the apprehensive early days of getting to know the requirements and submitted all of your documentation, on time. Things were going so well . . .And then […]

Affordable Care Act (ACA) Employee Benefits Health Care Regulatory

There’s No Crying in ACA Reporting

Lois Gleason, CEBS

13 Jun 201613 Jun 2016

Do you need to make corrections on your 1095-Bs or 1095-Cs? Maybe you didn’t bat a thousand this year on Affordable Care Act (ACA) reporting requirements. To avoid penalties for faulty reporting on 2015 ACA information returns, you need to make a […]

Affordable Care Act (ACA) Communication Employee Benefits Health Care Insurance

How to Tell an Employee You are Appealing Their ACA Subsidy

Lois Gleason, CEBS

31 May 201631 May 2016

Soon the U.S. Department of Health and Human Services (HHS) will begin notifying employers about employees receiving advance premium tax credits (APTC) or subsidies for 2016 on the ACA federally facilitated exchange. For an idea of what the notice will look like, see […]

Defined Benefit (DB) Plans Employee Benefits Pensions Retirement

How to Reach Out to Missing Pension Participants

Lois Gleason, CEBS

27 Apr 201627 Apr 2016

You already know you need to find and pay your lost or missing pension participants who’ve reached their Required Beginning Date (usually the April 1 following age 70½). But what do you say in the notice you send to missing participants, whether by […]

401(k) Plans Defined Contribution (DC) Plans Legislative Retirement

Four Ways the Final Fiduciary Rule Affects Retirement Plans

Lois Gleason, CEBS

06 Apr 201607 Nov 2016

On April 6, 2016, the U.S. Department of Labor released the highly anticipated final version of its fiduciary/conflict of interest rule. Brokers, agents and financial advisors recommending investments to retirement plan sponsors and participants will be held to a higher standard than […]

Affordable Care Act (ACA) Communication

Helpful IRS Employee Tax Tips About 1095 Forms

Lois Gleason, CEBS

04 Mar 2016

In January I shared sample answers to seven questions your employees might have about their 1095 forms. The positive response showed a lot of you are searching for plain language to help explain Affordable Care Act (ACA) requirements to your employees. When […]

Affordable Care Act (ACA) Communication Employee Benefits Regulatory

Employees Impatient for 1095-Cs

Lois Gleason, CEBS

01 Feb 2016

You may still be working on your 1095 forms, knowing the IRS gave you an extension until March 31 to send the 1095-Cs to employees, as required under the Affordable Care Act (ACA). Some of your employees, however, are doing their taxes now […]

Lois Gleason, CEBS

Still Trying to Get Social Security Numbers for ACA Reporting?

The Scoop on the New ACA 1094-C and 1095-C Forms

Section 1557 Nondiscrimination Rules Notices Required SOON

Dealing With IRS 1095 Form Rejection

There’s No Crying in ACA Reporting

How to Tell an Employee You are Appealing Their ACA Subsidy

How to Reach Out to Missing Pension Participants

Four Ways the Final Fiduciary Rule Affects Retirement Plans

Helpful IRS Employee Tax Tips About 1095 Forms

Employees Impatient for 1095-Cs