Lois Gleason, CEBS, Author at Word on Benefits

8 Questions Employees Are Still Asking About ACA 1095s

Lois Gleason, CEBS

18 Jan 201804 Feb 2020

This post has was updated January 15, 2020 at: 7 Questions Employees Are Asking in 2020 About ACA 1095s For the third year in a row, the Affordable Care Act (ACA) 1095 forms are ready and going out to employees. This form […]

401(k) Plans Affordable Care Act (ACA) Employee Benefits FMLA Health Care Paid Leave Parental Leave

How Tax Reform Could Impact Employee Benefits

Lois Gleason, CEBS

21 Dec 201721 Jan 2019

The U.S. Senate and House have passed the Tax Cuts and Jobs Act. President Trump is expected to sign the tax reform bill into law soon. How would employee benefits be affected under the law? Not changing Let’s start with what would […]

Affordable Care Act (ACA) Employee Benefits Health Care Insurance

So, Your Employee Received an ACA Premium Tax Credit . . .

Lois Gleason, CEBS

20 Dec 201716 Nov 2018

Sometimes your employees make mistakes. Obtaining a premium tax credit on the Affordable Care Act (ACA) exchange could be one they’ve already made. Why does this matter? If the employer is an applicable large employer (ALE), generally one that employs 50 or […]

ACA and Play or Pay—IRS Letters 226J Are On Their Way

Affordable Care Act (ACA) Employee Benefits

ACA and Play or Pay—IRS Letters 226J Are On the Way

Lois Gleason, CEBS

15 Nov 201721 Nov 2017

The IRS started sending 226J notices of potential “play or pay” Affordable Care Act (ACA) penalties to employers. What should you do if you get one? Well . . . Remember 2015? . . . Viola Davis won the Emmy for Best […]

401(k) Plans Employee Benefits Legislative Pensions Regulatory

Tax Cuts and Jobs Act: Potential Impact on Employee Benefits

Lois Gleason, CEBS

09 Nov 201710 Nov 2017

Employee benefits professionals scoured the House Republicans’ proposed Tax Cuts and Jobs Act with some trepidation after its release on November 2, 2017. While many were relieved to find no changes in this draft to the tax treatment of employer-sponsored health care […]

Affordable Care Act (ACA) Apprenticeship Programs Employee Benefits Health Care

HRAs, AHPs, and STLDIs: What the Executive Order Means for Benefit Plans

Lois Gleason, CEBS

20 Oct 2017

President Trump issued Executive Order 13813 on October 12, 2017, directing the Secretaries of Treasury, Labor, and Health and Human Services (the Secretaries) to consider proposing regulations or revising guidance on three health care issues: health reimbursement arrangements (HRAs), short-term limited duration […]

Affordable Care Act (ACA) Communication Employee Benefits Health Care Insurance

6 Tips to Swap Employee ACA Confusion With Health Benefits Appreciation

Lois Gleason, CEBS

17 Oct 2017

Are your employees upset and confused about Affordable Care Act (ACA) individual marketplace headlines? In the past month they may have heard about large increases in ACA individual exchange premiums, health insurers pulling out of certain U.S. counties, reductions in mandatory coverage […]

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Mental Health and Substance Abuse Rights: What Employers Need to Know

Lois Gleason, CEBS

05 Jul 201705 Jul 2017

Employees are increasingly aware of their rights to mental health and substance abuse treatment through employer-sponsored health plans. Are you aware of what your plan needs to do? Below are resources to help. The U.S. government is educating individuals on the Mental […]

Employee Benefits Health Care Prescription Drugs

Covering Medical Marijuana: Must We? Can We? Should We?

Lois Gleason, CEBS

29 Jun 2017

In states where medical marijuana is legal, employee benefits administrators sometimes wonder: Must our plan cover it? Can we legally cover it? Should we cover it? Most states have legalized the use of marijuana or cannabis by an individual for medical purposes […]

Employee Benefits Pensions Regulatory

9 Pointers for Contacting Missing Pension Participants

Lois Gleason, CEBS

19 Dec 2016

The U.S. Department of Labor is actively investigating large defined benefit plans to make sure they are searching for and paying missing pension participants who’ve reached their required beginning date. The required beginning date is usually April 1 following the calendar year […]