retirement benefits Archives - Word on Benefits

State-Sponsored Retirement Savings Programs: What Employers Need to Know

Kathy Bergstrom, CEBS

03 May 202303 May 2023

Research shows that one of the key hurdles for achieving retirement security is having access to a retirement plan at work. And, until recently, as many as 57 million people in the United States didn’t have access to an employer-sponsored retirement plan. […]

Benefits Magazine Coronavirus (COVID-19) Employee Benefits Retirement

Magazine Extra: Calling for an Encore: Benefits Considerations for Unretirees

Guest Contributor

14 Feb 202310 Mar 2023

Benefits Magazine Extras articles provide you with bonus content on a mix of benefits topics as well as deep dives and analysis on the latest benefit trends and compliance issues. Visit www.ifebp.org/benefitsmagazine to see the latest Magazine Extra as well as the […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Legislative Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Act: A Breakdown of Ten Big Implications for Employers

Anne Patterson

31 Jan 202310 Mar 2023

The SECURE 2.0 Act was included in a 4,155-page omnibus spending bill that passed on December 23 when President Biden signed it into law. We broke down the law in the latest Talking Benefits podcast episode, focusing on major implications for plan […]

DOL Employee Benefits Retirement U.S.

Is Your Plan Ready for a DOL Investigation? Nine Key Areas to Review

Kathy Bergstrom, CEBS

29 Aug 202229 Aug 2022

When it comes to Department of Labor (DOL) retirement plan investigations, the best defense for plan fiduciaries is often a good offense—conducting a compliance self-review before DOL officials come knocking. That’s the contention made by attorneys Elizabeth S. Goldberg and William J. […]

Communication Compliance Defined Benefit (DB) Plans Defined Contribution (DC) Plans DOL Employee Benefits Legislative Public Plans Regulatory Retirement U.S.

Everything Plan Sponsors Need to Know About SECURE Act 2.0

Amanda Wilke

26 May 202226 May 2022

On March 29, 2022, the House of Representatives passed the Securing a Strong Retirement Act of 2022 (HR 2954), otherwise known as SECURE Act 2.0, by a vote of 414-5. Secure Act 2.0 builds on the 2019 Setting Every Community Up for […]

401(k) Plans Employee Benefits Pensions Public Plans Retirement U.S.

The Next Level—Supporting Women’s Retirement Security

Cara McMullin

01 Mar 202226 Apr 2022

March is Women’s History Month in the U.S.! This month is dedicated to reflecting on the often-overlooked contributions of women to history in countless fields. The 2022 Women’s History Month theme is “Women Providing Healing, Promoting Hope.” This theme is “both a tribute […]

Employee Benefits Employee Benefits Survey Human Resources (HR) U.S.

Benefits as a Percentage of Payroll Remains Consistent

Justin Held, CEBS

15 Sep 202115 Sep 2021

Over the past decade, the International Foundation has gathered benchmarking data on hundreds of benefit offerings through its Employee Benefits Survey. Data is gathered on all facets of employee benefits, including paid time off, retirement plans, health care benefits, disability benefits, life […]

Disability Benefits Employee Benefits Employee Benefits Survey Health Care Human Resources (HR) Paid Leave Paid Time Off (PTO) Parental Leave Retirement U.S. Vacation Wellness Work Life Balance

Which Benefits Drive Employee Satisfaction?

Justin Held, CEBS

08 Sep 202108 Sep 2021

While traditional benefits such as retirement plans and health insurance are an important part of most employers’ benefit packages, the perceived value of supplementary offerings such as leave and work-life benefits make may a bigger difference when it comes to employee satisfaction. […]

Coronavirus (COVID-19) Employee Benefits Human Resources (HR) U.S.

Building (or Reevaluating) a Benefits Package for Today’s and Tomorrow’s Workforce

Julie Stich, CEBS

22 Jun 202121 Jun 2021

After 15 months, it’s looking like we’re heading into a period of time we can legitimately call “postpandemic.” We’ve been seeing, hearing and reading about what this new era will mean for the workforce—flexibility, remote work, mental well-being, financial security, inclusivity. What […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Wellness Regulatory Retirement U.S.

SECURE Act Guidance: What DC Plan Sponsors Need to Know

Kathy Bergstrom, CEBS

10 May 202110 May 2021

Federal agencies, including the Internal Revenue Service (IRS) and Department of Labor (DOL), have been busy issuing guidance on some of the more complex provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act since it was signed into law […]