IRA Archives - Word on Benefits

The DOL Retirement Security Final Rule: Highlights for Plan Sponsors

Jenny Gartman, CEBS

20 Jun 202420 Jun 2024

On April 25, 2024, the Department of Labor (DOL) published the retirement security final rule defining fiduciary status for investment advice to retirement investors under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code (IRC). It is set to […]

Employee Benefits Retirement

SECURE 2.0 Act: Where Are We Now?

Amanda Wilke, CEBS

23 Jan 202423 Jan 2024

The SECURE 2.0 Act of 2022 (SECURE 2.0) encompasses a number of changes affecting retirement plans that go into effect over the next few years. SECURE 2.0 aims to make it easier for employers to offer retirement plans and help employees plan […]

DOL Employee Benefits ERISA50 Retirement

How the DOL’s Proposed Fiduciary Rule Would Affect Retirement Plans

Jenny Gartman, CEBS

17 Jan 202418 Apr 2024

The definition of a fiduciary under ERISA, a rule originally written in 1975, has fluctuated in the past decade. Fiduciary investment advice rules have had a long history filled with ups, downs and mixed support. On October 31, 2023, the U.S. Department of […]

Employee Benefits ERISA Retirement

State-Sponsored Retirement Savings Programs: What Employers Need to Know

Kathy Bergstrom, CEBS

03 May 202303 May 2023

Research shows that one of the key hurdles for achieving retirement security is having access to a retirement plan at work. And, until recently, as many as 57 million people in the United States didn’t have access to an employer-sponsored retirement plan. […]

Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Retirement

The Best Gift to Give a Grad

Staff

27 May 201527 May 2015

When I graduated from college and started my first full-time job, I received very sound advice from my dad. “Start saving for retirement right away—You’ll be glad you did.” He has never steered me wrong, so I did what he said and […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Pensions

Retirement Plans Increase Security

Julie Stich, CEBS

22 Apr 201523 Apr 2015

Workers and retirees in the United States are saying they’re a bit more confident about their prospects in retirement—the confidence numbers are up in 2015 since hitting lows between 2009 and 2013—even though there aren’t many signs that they’re taking steps to […]