Health Care Archives - Word on Benefits

Using Spousal Surcharges and Carve-Outs as Health Cost Management Strategies

Anne Newhouse, CEBS

25 Sep 202425 Sep 2024

With open enrollment right around the corner, employers are already contemplating strategies to help lower their health plan costs. Spousal surcharges or carve-outs are two options, but how prevalent are they? Surcharge vs. Carve-Out A spousal surcharge is an additional employee contribution […]

Communication Employee Benefits Health Care U.S. Wellness

Creating a Heart-Healthy Culture for Yourself and Your Workforce

Guest Contributor

01 Feb 202401 Feb 2024

Do you know the leading cause of death in the United States? If you said heart disease, you’d be correct. Heart disease has been the #1 cause of death in the U.S. for over a century, and nearly half of all people […]

Benefits Magazine Employee Benefits Health Care Legislative Regulatory

Magazine Extra: How to Avoid the Contract Confusion of Gag Clause Compliance

Guest Contributor

27 Dec 202313 Feb 2024

Benefits Magazine Extra articles provide you with bonus content on a mix of benefits topics as well as deep dives and analyses on the latest benefit trends and compliance issues. Visit ifebp.org/benefitsmagazine to see the latest Benefits Magazine Extras as well as the bimonthly print edition. Group […]

Canada Communication Diversity and Inclusion Employee Benefits Health Care U.S. Wellness

Understanding and Addressing the Women’s Health Gap

Tim Hennessy

17 Oct 202317 Oct 2023

Women continue to juggle increased home and work responsibilities, with many making sacrifices in terms of pay or quitting their jobs due to the ongoing impacts of the pandemic. While progress has been made to address issues like the gender pay gap […]

Benefits Magazine Employee Benefits Health Care

Obesity Care Benefits: Four Questions for Plan Sponsors

Guest Contributor

17 Aug 202305 Oct 2023

Benefits Magazine Extras articles provide you with bonus content on a mix of benefits topics as well as deep dives and analysis on the latest benefits trends and compliance issues. Visit ifebp.org/benefitsmagazine to see the latest Benefits Magazine Extra as well as the bimonthly print […]

Disease Management Employee Benefits Health Care U.S. Wellness

Employers Project 7% Rise in Health Care Costs for 2024

Cara McMullin

15 Aug 202315 Aug 2023

U.S. corporate employers project a median health care cost increase of 7% for 2024, according to International Foundation of Employee Benefit Plans survey results. The 7% increase is on pace with cost trends projected last year in a similar survey conducted by […]

Coronavirus (COVID-19) Employee Benefits U.S.

Magazine Extra: The Challenges of Long COVID—And Benefit Design Strategies That Can Help

Guest Contributor

27 Apr 202327 Apr 2023

Benefits Magazine Extras articles provide you with bonus content on a mix of benefits topics as well as deep dives and analysis on the latest benefit trends and compliance issues. Visit www.ifebp.org/benefitsmagazine to see the latest Magazine Extra as well as the bimonthly print edition. […]

Employee Benefits ERISA Health Care Insurance U.S. Webcast

What to Know About Individual Coverage Health Reimbursement Arrangements

Anne Newhouse, CEBS

02 Mar 202310 Mar 2023

Health reimbursement arrangements (HRAs) have traditionally been used for medical cost sharing purposes to help employees with copays, coinsurance and deductibles. On June 13, 2019, the Departments of Labor, the Treasury, and Health and Human Services issued a final rule creating a […]

Benefits Magazine Coronavirus (COVID-19) Employee Benefits Retirement

Magazine Extra: Calling for an Encore: Benefits Considerations for Unretirees

Guest Contributor

14 Feb 202310 Mar 2023

Employee Benefits Employee Benefits Survey Health Care

Benefit Trends—Health Care Cost-Containment Strategies

Justin Held, CEBS

04 Jan 202310 Mar 2023

According to a recent International Foundation survey report, health care costs are expected to increase by 7% between 2022 and 2023. In response to the cost escalation, health care plan sponsors are looking for ways to limit the growth of their health […]