Medical stop-loss premiums in 2026 show increase from 13.6% on a $100,000 deductible to 15.9% on a $750,000 deductible, as reported by the 2026 Aegis Risk Medical Stop-Loss Premium Survey.
Choosing to self-fund a group health plan has major financial implications for a plan sponsor because it is ultimately responsible for paying all legitimate medical claims that arise. As a result, many self-funded plan sponsors purchase stop-loss insurance (also called excess-loss insurance […]
Most people with health insurance pay little attention to the cost of a medical procedure they need or perhaps want—unless they’re going to have to pick up part of the tab. Then they may think twice about going ahead with it. Ideally […]
