401(k) Plans Benefits Magazine Employee Benefits ERISA Investments Retirement U.S. The Rise of CITs: What ERISA Plan Fiduciaries Should Know Kathy Bergstrom, CEBS 20 Aug 202520 Aug 2025 Collective investment trusts (CITs) have become increasingly popular investment options for Employee Retirement Income Security Act (ERISA) plans as fiduciaries seek to lower investment management fees.