Word on Benefits

Debt-ridden, Stressed, Distracted—Helping Employees With Financial Education

Neil Mrkvicka

07 Apr 2016

Many employees face more personal financial challenges today than five years ago, with credit card and other debt and trouble saving for retirement being their most common challenges, according to our latest Financial Education for Today’s Workforce: 2016 Survey Results. The […]

401(k) Plans Defined Contribution (DC) Plans Legislative Retirement

Four Ways the Final Fiduciary Rule Affects Retirement Plans

Lois Gleason, CEBS

06 Apr 201607 Nov 2016

On April 6, 2016, the U.S. Department of Labor released the highly anticipated final version of its fiduciary/conflict of interest rule. Brokers, agents and financial advisors recommending investments to retirement plan sponsors and participants will be held to a higher standard than […]

Employee Benefits Financial Education Financial Wellness Retirement

Your Worth It Out Playlist for Benefits Day #NEBD

Staff

04 Apr 201604 Apr 2016

Getting financially fit is fun when you have the right playlist to keep you motivated! Celebrate National Employee Benefits Day today by changing the lyrics to these popular songs. And since today is your special day, feel free to sing these wherever […]

Employee Benefits Financial Education Financial Wellness Retirement

Matching Worker Retirement Planning Styles

Pat Bonner, Ph.D., CEBS

29 Mar 201609 Nov 2017

People tend to fall into one of three categories when they are planning for their retirement. Do you have any idea what kind of planner you are? How about the others who are participating in your retirement plan? The answers to these […]

Employee Benefits Financial Education Financial Wellness Retirement

How Financially Fit Are You?

Staff

23 Mar 201623 Mar 2016

When it comes to your finances—Would you say you’re fiscally fit? Or more like financially flabby? This National Employee Benefits Day, the International Foundation has a quick 15-question quiz to help you rank your financial fitness level. Take the quiz now, and […]

Affordable Care Act (ACA) Health Care Insurance

Final SBC Guidance—The Sequel

Kelli Kolsrud, CEBS

22 Mar 201620 Apr 2016

Remember last summer when the weather was warm and sunny and you thought the SBC guidance was finalized? Surprise! Now there’s a sequel! In February 2016, federal agencies proposed a revised version of the Summary of Benefits and Coverage (SBC) template and […]

Employee Benefits Human Resources (HR) Wellness

Putting #FamilyFirst with Employee Benefits

Anne Patterson

21 Mar 2016

The recent story of Chicago White Sox slugger Adam LaRoche walking away from a $13 million season contract after being told he had to limit the time his 14-year-old son, Drake, spent with the team (his father’s place of work), got us […]

Employee Benefits Human Resources (HR)

Workplace March Madness: Productivity vs. Morale

Neil Mrkvicka

16 Mar 201615 Apr 2019

According to a recent report by Challenger, Gray & Christmas, 51 million Americans—about 20% of the total U.S. workforce—plan to participate in workplace pools for NCAA basketball this year. And according to an earlier MSN survey, a much greater portion will spend […]

Affordable Care Act (ACA) Cadillac Tax Employee Benefits

Delayed, Not Dead: ACA Cadillac Tax

Julie Stich, CEBS

14 Mar 201614 Mar 2016

This past December, Congress voted to delay by two years the Affordable Care Act (ACA) excise tax on high-cost health plans (known as the Cadillac tax). Plan sponsors breathed a sigh of relief. Does this mean the Cadillac tax is dead? No. […]

Canada Employee Benefits Retirement

Extra Year for ORPP Preparation

Kathy Bergstrom, CEBS

10 Mar 2016

The largest employers in Ontario have an extra year to prepare for the implementation of the Ontario Retirement Pension Plan (ORPP), but questions remain about whether the provincial plan will give way to an enhanced Canada Pension Plan (CPP). Background Enhancing the […]