Retirement

Five Critical Retirement Planning Decisions You Need to Consider Today
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness Retirement U.S.

Five Critical Retirement Planning Decisions You Need to Consider Today
Kathy Bergstrom, CEBS
 

Retirement planning is an important exercise for everyone. And when you have only a modest retirement nest egg, there is little room for error when planning for how to make those savings last. So what are the most important items for preretirees […]

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What the American Rescue Plan Act Means for Financially Troubled Multiemployer Pension Plans
American Rescue Plan Act (ARPA) Defined Benefit (DB) Plans Employee Benefits Legislative Multiemployer PBGC Retirement U.S.

What the American Rescue Plan Act Means for Financially Troubled Multiemployer Pension Plans
Jenny Gartman, CEBS
 

Listen to this post here. After years of debate on the topic of funding relief for multiemployer pension funds, Congress acted this week with the passage of the American Rescue Plan Act of 2021 (Rescue Plan)—likely one of the most significant pieces […]

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The State of Defined Contribution Retirement Plans in 2021
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Employee Benefits Survey Financial Education Retirement U.S.

The State of Defined Contribution Retirement Plans in 2021
Justin Held, CEBS
 

The number of organizations offering defined contribution (DC) retirement plans has increased over the past two years, making them the primary retirement vehicle for an increasing share of the U.S. workforce. The International Foundation’s 2020 Employee Benefits Survey showed that 87% of […]

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Organizations Face New Health and Retirement Benefit Implications Due to COVID-19
401(k) Plans Coronavirus (COVID-19) Employee Benefits Health Care Retirement U.S.

Organizations Face New Health and Retirement Benefit Implications Due to COVID-19
Anne Patterson
 

How has the COVID-19 pandemic impacted employee benefits? The International Foundation has been tracking implications for workplaces across the country, providing a snapshot of the difficult decisions employers and their workers are making regarding their retirement and health care benefits. The latest […]

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SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Investments Retirement U.S.

SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
Justin Held, CEBS
 

Despite growing demand for sustainable, responsible and impact (SRI) investments from participants, a small percentage of 401(k) plans provide such options in their investment menus. In a Benefits Magazine article from earlier this year, Gregory D. Wait, CEBS, reviews the challenges that […]

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Canada Defined Contribution (DC) Plans Employee Benefits Financial Education Investments Retirement U.S.

Three Steps Plan Sponsors Can Take to Bolster Retirement Security
Robbie Hartman, CEBS
 

The retirement security of defined contribution (DC) plan members is greatly influenced by their saving and investment choices as well as the timing and performance of financial markets. But plan sponsors and trustees still have an opportunity to positively influence the retirement […]

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The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways
Defined Contribution (DC) Plans Employee Benefits Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways
Justin Held, CEBS
 

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2003-2017), the average defined contribution (DC) plan account balance increased significantly from 2003 to 2017, growing to $43,500 while aggregate disbursements also grew. The increase in disbursements—coupled with a lack of growth […]

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The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways
Defined Benefit (DB) Plans Employee Benefits Multiemployer Pensions Retirement U.S.

The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways
Justin Held, CEBS
 

According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2003-2017), demographic trends in multiemployer plans have become less favorable as the number of actively working participants have decreased relative to the number of inactive and retired […]

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