Retirement

Employee Benefits Employee Benefits Survey Health Care Paid Time Off (PTO) Retirement U.S.

What Benefits Are Working? Attracting and Retaining Employees
Tyler Lloyd
 

In today’s work environment, organizations are looking for ways to improve employee retention and recruitment. Employee benefit offerings are an impactful tool, and organizations need to understand what employees value. Respondents to the International Foundation’s Employee Benefits Survey: 2024 Survey Report were […]

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Compliance Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Health Care Retirement U.S.

2025 Employee Benefits Reporting and Disclosure Calendars
Jenny Gartman, CEBS
 

Plan sponsors and administrators are encouraged to reference these comprehensive calendars to stay on track in 2025. Health and Welfare Plans Retirement Plans Defined Contribution Plans Defined Benefit Plans If you thought this information was helpful, and you’re an International Foundation or […]

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Defined Benefit (DB) Plans DOL Employee Benefits Investments Multiemployer Pensions Retirement U.S.

The Multiemployer Retirement Plan Landscape Report: DB Key Findings
Cathe Gooding, CEBS
 

The overall health of multiemployer defined benefit (DB) retirement plans improved from 2020 to 2021. The average multiemployer DB plan net investment return for 2021 was 14.5%, up from 2020 (11.4%), according to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2007-2021) recently […]

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401(k) Plans Defined Contribution (DC) Plans DOL Employee Benefits ERISA Multiemployer Retirement U.S.

The Multiemployer Retirement Plan Landscape Report: DC Key Findings
Cathe Gooding, CEBS
 

The overall health of multiemployer defined contribution (DC) retirement plans improved from 2020 to 2021. The average account balance for a participant in a median multiemployer DC plan increased from $46,100 at the end of 2019 to $52,800 at the end of 2021, […]

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DOL Employee Benefits ERISA Legislative Retirement U.S.

Plan Sponsors Can Self-Correct Some Violations of ERISA—Here’s Where to Start 
Jenny Gartman, CEBS
 

The Voluntary Fiduciary Correction Program (VFCP) encourages employers and plan sponsors to voluntarily correct certain violations of the Employee Retirement Income Security Act (ERISA). For certain categories of eligible transactions, the Department of Labor (DOL) Employee Benefits Security Administration (EBSA) intends for […]

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401(k) Plans Defined Contribution (DC) Plans Employee Benefits Multiemployer Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part Two)—Automatic Enrollment
Amanda Wilke, CEBS
 

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued proposed rules for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). Part One of the blog series covered catch-up contributions. This blog […]

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401(k) Plans Defined Contribution (DC) Plans Employee Benefits Legislative Regulatory Retirement SECURE 2.0 U.S.

SECURE 2.0 Update: IRS Issues Proposed Rules for Qualified Retirement Plans (Part One)—Catch-Up Contributions
Amanda Wilke, CEBS
 

On Friday, January 10, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued guidance for several provisions of the SECURE 2.0 Act of 2022 (SECURE 2.0). This blog will primarily focus on the proposed rule for qualified retirement […]

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Compliance Employee Benefits Legislative Pensions Public Plans Retirement U.S.

What Public Pension Plans Need to Know About the Social Security Fairness Act
Jenny Gartman, CEBS
 

Signed into law on January 5, 2025, the Social Security Fairness Act (SSFA) (HR 82) repeals two provisions that reduce Social Security benefits for some individuals who receive other benefits, such as certain state or local government pension benefits. The Social Security […]

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