Investments Archives - Page 2 of 3

The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways

Justin Held, CEBS

24 Jan 202201 Feb 2022

According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2004-2018), demographic trends in multiemployer plans have become less favorable as the number of actively working participants have decreased relative to the number of inactive and retired […]

Employee Benefits ERISA Investments Multiemployer Regulatory Retirement U.S.

Know Your Plan Custodian: What Does a Benefits Plan Custodian Do?

Kathy Bergstrom, CEBS

24 May 202120 May 2021

As the safekeeper of plan assets, custodians are among the service providers that multiemployer benefit plan trustees have a fiduciary duty to monitor. Yet plan custodians are not discussed as often as other service providers—especially those referred to as the A-Team: the […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Investments Retirement U.S.

SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors

Justin Held, CEBS

03 Dec 202002 Dec 2020

Despite growing demand for sustainable, responsible and impact (SRI) investments from participants, a small percentage of 401(k) plans provide such options in their investment menus. In a Benefits Magazine article from earlier this year, Gregory D. Wait, CEBS, reviews the challenges that […]

Canada Defined Contribution (DC) Plans Employee Benefits Financial Education Investments Retirement U.S.

Three Steps Plan Sponsors Can Take to Bolster Retirement Security

Robbie Hartman, CEBS

02 Nov 202002 Nov 2020

The retirement security of defined contribution (DC) plan members is greatly influenced by their saving and investment choices as well as the timing and performance of financial markets. But plan sponsors and trustees still have an opportunity to positively influence the retirement […]

Employee Benefits Investments Retirement U.S.

Who Is an ERISA Fiduciary Now, and What Should One Be Doing?

Jenny Gartman, CEBS

28 Sep 202028 Sep 2020

The definition of a fiduciary under ERISA has fluctuated in the past decade. In 2016, the Department of Labor (DOL) issued a rule redefining the meaning of the term fiduciary as it applies to investment professionals by replacing the five-part test originally […]

Canada Employee Benefits Investments U.S.

Alternative Investments: A Primer for your Plan

Justin Held, CEBS

21 Sep 202021 Sep 2020

Finding the right asset allocation for your fund is no easy task. A presentation by Kevin M. Schmid of Gallagher Fiduciary Advisors, LLC, titled Improving Your Asset Allocation, explored the topic and provided some insights on key strategies to improve your fund’s […]

Coronavirus (COVID-19) Defined Benefit (DB) Plans Employee Benefits Investments Pensions

Managing Pension Assets Through COVID-19 Uncertainty

Guest Contributor

22 Apr 202021 Apr 2020

The COVID-19 pandemic has caused a great deal of uncertainty for overseeing the investment of pension assets. For those managing investments, it’s important to understand the uncertainty and how it compares to past market challenges, as well as the importance of being […]

401(k) Plans Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Investments Pensions

Investment Management: 6 Things to Know

Staff

13 Jan 202013 Jan 2020

If you’re new to investing, there are lots of terms and concepts to understand. While it may seem intimidating, gaining an understanding of these six basic concepts can build your confidence in making investment decisions for yourself and the plans you serve. […]

401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Investments Retirement

Three Steps to Reduce Plan Costs and Improve Retirement Security

Robbie Hartman, CEBS

21 Aug 201921 Aug 2019

Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip side of that coin: the long-term impact of compounding costs from investment […]

Employee Benefits Investments Retirement

Helping Your Participants Understand Target-Date Funds

Kathy Bergstrom, CEBS

04 Apr 201903 Apr 2019

Target-date funds (TDFs) have become an increasingly popular investment option for defined contribution (DC) plan participants. But do participants really understand how they work, and are they using them correctly? Those are among the questions that Deb Rosenberg, CEBS, suggests DC plan […]