Financial Education

Three Steps Plan Sponsors Can Take to Bolster Retirement Security

Robbie Hartman, CEBS
 

The retirement security of defined contribution (DC) plan members is greatly influenced by their saving and investment choices as well as the timing and performance of financial markets. But plan sponsors and trustees still have an opportunity to positively influence the retirement […]

COVID-19 Highlights the Need for Workplace Emergency Savings Programs

COVID-19 Highlights the Need for Workplace Emergency Savings Programs

Kathy Bergstrom, CEBS
 

About 31% of people in the United States have faced negative economic impacts from the COVID-19 pandemic, according to a recent report from the Commonwealth Fund. Those economic effects include being unable to pay for basic necessities like food, heat or rent, […]

Three Steps to Help Employees Improve Their Financial Standing

Three Steps to Help Employees Improve Their Financial Standing

Robbie Hartman, CEBS
 

Financial concerns—including potential job loss, income reduction, and gaps in retirement and emergency savings—were rampant among U.S. and Canadian workers even before COVID-19, but the economic challenges of this global pandemic have greatly increased the uncertainty. Employers and plan sponsors can help […]

Three Steps to Reduce Plan Costs and Improve Retirement Security

Three Steps to Reduce Plan Costs and Improve Retirement Security

Robbie Hartman, CEBS
 

Plan sponsors have long provided education on the magic of compound interest as a powerful force for retirement readiness. But most plan members—and even many plan sponsors—forget about the flip side of that coin: the long-term impact of compounding costs from investment […]