Employee Benefits Archives - Page 93 of 109

There’s No Crying in ACA Reporting

Lois Gleason, CEBS

13 Jun 201613 Jun 2016

Do you need to make corrections on your 1095-Bs or 1095-Cs? Maybe you didn’t bat a thousand this year on Affordable Care Act (ACA) reporting requirements. To avoid penalties for faulty reporting on 2015 ACA information returns, you need to make a […]

401(k) Plans Canada Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Retirement

Decumulation: Cracking the Retirement Nest Egg

Pat Bonner, Ph.D., CEBS

09 Jun 201609 Nov 2017

In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]

Canada Education Employee Benefits

Learn Where You Work: The Value of On-Site Education

Tom DeRoche

07 Jun 201607 Jun 2016

Over the past sixteen years, I have had the good fortune to work with many organizations to bring International Foundation programs to their places of business. We have done this from coast to coast in the U.S. and Canada, across all the […]

Affordable Care Act (ACA) Employee Benefits Human Resources (HR) Mental Health

DOL Addresses Mental Health Parity, Again

Jenny Gartman, CEBS

02 Jun 201602 Jun 2016

The FAQs about Affordable Care Act Implementation Part 31 released on April 20, 2016 mark the fourth time the Mental Health Parity and Addiction Equity Act (MHPAEA) disclosure rules have been addressed by the Department of Labor (DOL) in its series of […]

Affordable Care Act (ACA) Communication Employee Benefits Health Care Insurance

How to Tell an Employee You are Appealing Their ACA Subsidy

Lois Gleason, CEBS

31 May 201631 May 2016

Soon the U.S. Department of Health and Human Services (HHS) will begin notifying employers about employees receiving advance premium tax credits (APTC) or subsidies for 2016 on the ACA federally facilitated exchange. For an idea of what the notice will look like, see […]

Employee Benefits Health Care Insurance

Time for a Spousal Spending Checkup?

Chris Vogel, CEBS

24 May 201624 May 2016

It’d be nice to write that health care doesn’t have to cost an arm and a leg. In this case, that cliché likely is both inappropriate and overly optimistic. But two experienced health plan administrators suggest in the May Benefits Magazine that […]

Affordable Care Act (ACA) Employee Benefits Health Care Regulatory

If ACA Is Repealed, Will Employers Keep Mandated Provisions?

Staff

18 May 201619 May 2016

Health care and the future of the Affordable Care Act (ACA) have been defining issues for presidential candidates this election season. A new report from the International Foundation of Employee Benefit Plans finds that if ACA is repealed, just over three in […]

Employee Benefits Multiemployer Pensions Regulatory Retirement

Central States Benefit Reduction Application Denied—Now What?

Julie Stich, CEBS

13 May 201618 May 2016

On May 6, 2016, the Treasury Department announced that it—along with the Department of Labor and the Pension Benefit Guaranty Corporation—was rejecting the application the Central States Teamsters filed for benefit reductions (a.k.a. suspensions), as submitted in September 2015. In rejecting the […]

Canada Employee Benefits Health Care Human Resources (HR) Mental Health Wellness

PTSD: An Often Hidden Workplace Issue

Kathy Bergstrom, CEBS

03 May 201606 Jun 2016

Many people think of posttraumatic stress disorder (PTSD) as an issue for war veterans, but it is increasingly gaining attention as a workplace issue. Some Canadian provinces are passing what’s called presumptive legislation around PTSD, which means that when a worker has […]

Employee Benefits Financial Education Financial Wellness Retirement

Employees’ Biggest Financial Influence? (Sorry, It’s Not You)

Anne Patterson

28 Apr 2016

One-hundred and fifty employee benefit industry leaders walk into a room . . . and, of course, the International Foundation polled them with a couple questions about their thoughts on retirement security and financial education. This gathering occurred at a recent International […]