Kelli Kolsrud, CEBS, Author at Word on Benefits

Final SBC Guidance—The Sequel

Kelli Kolsrud, CEBS

22 Mar 201620 Apr 2016

Remember last summer when the weather was warm and sunny and you thought the SBC guidance was finalized? Surprise! Now there’s a sequel! In February 2016, federal agencies proposed a revised version of the Summary of Benefits and Coverage (SBC) template and […]

Employee Benefits ERISA Health Care Insurance Regulatory

SCOTUS Decision Means It’s Time to Review Benefit Plan Subrogation and Reimbursement Practices

Kelli Kolsrud, CEBS

04 Feb 2016

A recent decision from the U.S. Supreme Court may make it harder for ERISA health care benefit plans to recover benefits paid when a plan participant receives a settlement from a third party. As a result, plan sponsors and administrators may wish […]

Affordable Care Act (ACA) Employee Benefits Health Care Regulatory

IRS Delivers ACA Reporting Deadline Gift

Kelli Kolsrud, CEBS

05 Jan 201606 Apr 2016

While you were enjoying the last of the eggnog during your holiday break, the Internal Revenue Service (IRS) granted the wish of many who work in the benefits industry by postponing the Affordable Care Act (ACA) reporting deadlines for a few months. […]

Affordable Care Act (ACA) Cadillac Tax Employee Benefits Regulatory

Congress Kicks the Can; Employers Get Cadillac Tax Reprieve

Kelli Kolsrud, CEBS

18 Dec 201507 Jan 2016

The budget and tax package passed by Congress on December 18, 2015 includes a two-year delay of the Affordable Care Act (ACA) excise tax on high-value health plans (a.k.a., the Cadillac tax). The president is expected to sign the bill into law. What […]

Affordable Care Act (ACA) Employee Benefits Health Care

ACA Proposed Rules Address Gender Identity Discrimination

Kelli Kolsrud, CEBS

13 Oct 2015

The Affordable Care Act (ACA) keeps evolving and revealing new facets. Recently, the U.S. Department of Health and Human Services (HHS) proposed regulations that spell out the implementation of ACA Section 1557. This section of the law prohibits discrimination in health programs […]

Affordable Care Act (ACA) Cadillac Tax Employee Benefits Health Care Regulatory

More Hints on the Implementation of the Cadillac Tax

Kelli Kolsrud, CEBS

28 Aug 201517 Dec 2015

The IRS is continuing its “think out loud” approach to rule making for the Cadillac tax, and you’re invited to talk back. In a recent notice (IRS Notice 2015-52), the agency revealed a few more hints about how it plans to implement […]

Affordable Care Act (ACA) Employee Benefits Regulatory

Time’s A-Wastin’, Prepare for ACA Reporting Now!

Kelli Kolsrud, CEBS

05 Aug 201518 Sep 2015

On a beautiful summer day, January seems like a long way off. When you’re talking about an employer’s duty to report health care coverage information using Forms 1094 and 1095 under the Affordable Care Act (ACA), nothing could be further from the truth. The […]

Employee Benefits Regulatory

A Law With a Noble Purpose: ADA Turns 25

Kelli Kolsrud, CEBS

21 Jul 201524 Jul 2015

I have something in common with the Americans with Disabilities Act (ADA). We both entered the employee benefits scene 25 years ago. On July 26, 1990, a few months after I started working at the International Foundation as an assistant librarian, the […]

Affordable Care Act (ACA) Health Care

Seven Things You Should Know About the Supreme Court Decision on the Affordable Care Act (ACA)

Kelli Kolsrud, CEBS

25 Jun 201521 Dec 2015

Kelli Kolsrud, CEBS Director, Information Services and Publications at the International Foundation Lois Mathis-Gleason, CEBS Manager, Reference/Research Services The decision in the case of King v. Burwell is in! The Supreme Court has ruled. Now what? In the case of King v. […]

Affordable Care Act (ACA) Employee Benefits Health Care Multiemployer Regulatory

ACA Employer Reporting: Who, What, When, Why and How

Kelli Kolsrud, CEBS

26 Mar 201518 Sep 2015

The latest reporting requirements related to the Affordable Care Act (ACA) seem to be a dizzying jumble of numbers and letters. Here’s the who, what, when, why and how of it: Why? Two new ACA reporting requirements are in effect for plan […]