Jenny Gartman, CEBS, Author at Word on Benefits

Update on the Butch Lewis Act

Jenny Gartman, CEBS

26 Jul 201902 Dec 2019

Earlier this year I updated you on some things I was watching regarding multiemployer pension reform, and since there has been some recent action on the Butch Lewis Act I thought it was time for an update. Here’s what you need to […]

Employee Benefits

Between Paychecks: Same-Day Pay Apps

Jenny Gartman, CEBS

11 Jul 201910 Jul 2019

In my role monitoring employee benefits in the news, I consistently see financial security concerns in the headlines. The Federal Reserve Board reports that 40% of people can’t cover a $400 unexpected expense. Seventy-eight percent of people are living paycheck to paycheck, […]

Defined Benefit (DB) Plans Employee Benefits MPRA Multiemployer Pensions Regulatory Retirement

Multiemployer Pension Reform Update

Jenny Gartman, CEBS

23 Apr 201926 Jul 2019

Wondering about the latest multiemployer pension reform updates? You can always check the International Foundation Multiemployer Pension Reform Act (MPRA) page for updates, but here are four things I have on my radar—including the very latest on the Butch Lewis Act. 1. […]

Affordable Care Act (ACA) Employee Benefits Health Care

Checklist to File ACA Application for TCC

Jenny Gartman, CEBS

13 Mar 201912 Mar 2019

Affordable Care Act (ACA) required reporting is right around the corner. In order to e-file ACA information returns with the IRS, you need to obtain a Transmitter Control Code (TCC). Gather and check off the items you need to complete required fields on […]

Affordable Care Act (ACA) Employee Benefits Health Care

Four Steps Required Prior to ACA E-Filing

Jenny Gartman, CEBS

11 Mar 201911 Mar 2019

Affordable Care Act (ACA) electronic information returns are due to the IRS by April 1, 2019. You’re already collecting health coverage reporting details, so it’s time to get ready for ACA e-filing. What are ACA Information Returns? To support ACA provisions for individual shared […]

Employee Benefits ERISA Retirement

3 Types of Fiduciaries You Must Know

Jenny Gartman, CEBS

11 Feb 201904 Nov 2019

I recently provided information to some International Foundation members who asked about the different types of fiduciaries, and you might be wondering too. Retirement plan fiduciaries manage the plan and its assets. The same five standards of conduct apply to all fiduciaries: […]

Affordable Care Act (ACA) Compliance Employee Benefits Health Care Human Resources (HR) Regulatory

ACA Update: Next Steps for Employers

Jenny Gartman, CEBS

07 Jan 201907 Jan 2019

What You Need to Know On Friday, December 14, 2018 a judge in the Northern District of Texas issued an opinion that the individual mandate in the Affordable Care Act (ACA) is unconstitutional and that, as a result, the entire ACA is […]

401(k) Plans Employee Benefits Financial Education Financial Wellness

New Twist to Student Loan Repayment Benefits: Linking to a 401(k)

Jenny Gartman, CEBS

01 Oct 201811 Jul 2019

Student loan repayment benefits have been a hot topic in the news over the past few years, and a recent IRS private letter ruling has the benefit back in the spotlight. Here’s what you need to know about the two types of […]

Affordable Care Act (ACA) Employee Benefits

PCORI Fee: Long Story for Short Plan Years

Jenny Gartman, CEBS

11 Jul 201826 Jul 2018

As the July 31, 2018 deadline approaches for paying fees required under the Affordable Care Act (ACA) to help fund the Patient-Centered Outcomes Research Institute (PCORI), some International Foundation members have been asking about short plan years. Self-insured plan sponsors will report and pay PCORI fees once […]

Canada Employee Benefits Financial Education Financial Wellness Retirement

Top Reasons for RRSP Early Withdrawals

Jenny Gartman, CEBS

26 Apr 2018

Plan sponsors have a good idea of the financial struggles that employees are facing. But did you know that some people are turning to money saved in Registered Retirement Savings Plans (RRSPs) for nonretirement needs? Why don’t they have an emergency fund? […]