Defined Benefit (DB) Plans

Talking Benefits—Legislative Limbo

Naturally, we love to talk benefits here at the International Foundation of Employee Benefit Plans. So when a couple of our resident benefits gurus started presenting a monthly benefits update for staff, the word got out. Each month, the audience (a.k.a. staffers […]

Decumulation: Cracking the Retirement Nest Egg

Pat Bonner, Ph.D., CEBS
 

In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]

Second Most Popular Employee Benefit

Justin Held, CEBS
 

In the 2014 Employee Benefits Survey, respondents were asked about the most appreciated benefit offerings at their organization. Behind health care benefits, respondents stated that their employees most appreciated their retirement benefit offerings. These most commonly include defined benefit, and defined contribution […]

Are State Retirement System Changes Working? Three Case Studies

Julie Stich, CEBS
 

State governments face fiscal challenges that bleed into every aspect of operation. Cost expenditures for state employees’ pension and retirement plans require evaluation and strategy. The International Foundation research team studied retirement systems of three states to understand the impact of changes […]

7 Questions That Will Make You a Retirement Hero

Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she is retiring, we quickly ask “But WAIT!!! How much do you have […]

Retirement Insecurity—First Steps to Reverse the Trend

As a communications professional who works in the employee benefits world, I never stop encountering dismal reports on the saving habits of Americans. The data is everywhere—and it’s overwhelming. People aren’t saving for retirement and those who are aren’t saving enough. As […]