401(k) Plans

Decumulation: Cracking the Retirement Nest Egg

Pat Bonner, Ph.D., CEBS
 

In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization that more consideration must be given to decumulation—account withdrawals after retirement. For […]

7 Questions That Will Make You a Retirement Hero

Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she is retiring, we quickly ask “But WAIT!!! How much do you have […]

Retirement Insecurity—First Steps to Reverse the Trend

As a communications professional who works in the employee benefits world, I never stop encountering dismal reports on the saving habits of Americans. The data is everywhere—and it’s overwhelming. People aren’t saving for retirement and those who are aren’t saving enough. As […]

DOL Gives Leeway in Participant-Level Plan Disclosure Due Dates

Lois Gleason, CEBS
 

About Lois Mathis-Gleason, CEBS Manager, Reference/Research Services at the International Foundation Defined contribution pension plan administrators now have a two-month grace period for issuing annual participant-level plan disclosures. The term “at least annually thereafter” now means “at least once in any 14-month […]

Retirement Plans Increase Security

Julie Stich, CEBS
 

Workers and retirees in the United States are saying they’re a bit more confident about their prospects in retirement—the confidence numbers are up in 2015 since hitting lows between 2009 and 2013—even though there aren’t many signs that they’re taking steps to […]

Which Benefits Where? A Regional Comparison

Justin Held, CEBS
 

By: Justin Held, CEBS Do organizations in the West offer more generous health care benefits? Are those in the South more likely to offer automatic features in their defined contribution plans? The International Foundation’s Employee Benefits Survey 2014, the fourth offering in […]