Many 401(k) plans allow participants to take out loans from their individual 401(k) account—While loan options provide flexibility for those tentative to contribute to 401(k) accounts, the option to borrow… Read more >
May 30, 2017 401(k) Plans, Employee Benefits, Financial Education, Financial Wellness, Retirement 0 Read more >
As I was writing the short blog you can’t wait to read below, I couldn’t help but think of the classic phrase, “The shoemaker’s children always go without shoes.” You’ll… Read more >
August 11, 2016 401(k) Plans, Canada, Communication, Employee Benefits, Financial Education, Financial Wellness 0 Read more >
On April 6, after years of work, comments, hearings, discussions and more work, the U.S. Department of Labor released a final rule clarifying the term “fiduciary” as it relates to… Read more >
June 29, 2016 401(k) Plans, Defined Contribution (DC) Plans, Employee Benefits, ERISA, Regulatory, Retirement 0 Read more >
In the early years of the shift from defined benefit (DB) to defined contribution (DC) plans, most attention was directed at saving for retirement. Today, there is a growing realization… Read more >
June 9, 2016 401(k) Plans, Canada, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Retirement 0 Read more >
On April 6, 2016, the U.S. Department of Labor released the highly anticipated final version of its fiduciary/conflict of interest rule. Brokers, agents and financial advisors recommending investments to retirement… Read more >
April 6, 2016 401(k) Plans, Defined Contribution (DC) Plans, Legislative, Retirement 0 Read more >
Ensuring that American workers are financially set for retirement is a passion for those of us involved in the International Foundation Retirement Security Initiative. When a friend announces he or she… Read more >
October 28, 2015 401(k) Plans, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Retirement 0 Read more >
When I left college and took my first “real” job, the HR director met with me to talk about benefits. I was 22, in perfect health and very concerned about… Read more >
September 15, 2015 401(k) Plans, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Wellness 0 Read more >
As a communications professional who works in the employee benefits world, I never stop encountering dismal reports on the saving habits of Americans. The data is everywhere—and it’s overwhelming. People… Read more >
September 10, 2015 401(k) Plans, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Pensions, Retirement 0 Read more >
About Lois Mathis-Gleason, CEBS Manager, Reference/Research Services at the International Foundation Defined contribution pension plan administrators now have a two-month grace period for issuing annual participant-level plan disclosures. The term… Read more >
June 24, 2015 401(k) Plans, Defined Contribution (DC) Plans, DOL, Employee Benefits, ERISA, Regulatory 0 Read more >
Workers and retirees in the United States are saying they’re a bit more confident about their prospects in retirement—the confidence numbers are up in 2015 since hitting lows between 2009… Read more >
April 22, 2015 401(k) Plans, Defined Benefit (DB) Plans, Defined Contribution (DC) Plans, Employee Benefits, Financial Education, Financial Wellness, Pensions 0 Read more >