Plan administrators trying to terminate defined contribution retirement plans often find themselves between a rock and a hard place. The Department of Labor (DOL) requires they diligently search for and… Read more >
May 15, 2018 401(k), Employee Benefits, Retirement 0 Read more >
Americans aren’t saving enough for retirement. This is not a news flash. In fact, almost every day I see a new headline pointing out the problem. While their angles vary… Read more >
March 27, 2018 401(k), behavioral decision making, Communication, Defined Contribution Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Day 0 Read more >
Wondering why your communication isn’t more effective in helping workers make better financial decisions? Or what you can do differently to encourage employees to improve their retirement security? This National… Read more >
March 20, 2018 401(k), behavioral decision making, Communication, Defined Contribution Plans, Employee Benefits, Financial Education, Financial Wellness, National Employee Benefits Day 0 Read more >
The U.S. Senate and House have passed the Tax Cuts and Jobs Act. President Trump is expected to sign the tax reform bill into law soon. How would employee benefits… Read more >
December 21, 2017 401(k), ACA, Affordable Care Act, Employee Benefits, FMLA, Health Care, Paid Leave, Parental Leave 0 Read more >
One of the great tools available to employers is automatic enrollment to increase participation in the 401(k) plan. The Pension Protection Act (PPA) was signed in 2006, encouraging employers to… Read more >
November 20, 2017 401(k), Employee Benefits, Financial Education, Retirement 0 Read more >
Employee benefits professionals scoured the House Republicans’ proposed Tax Cuts and Jobs Act with some trepidation after its release on November 2, 2017. While many were relieved to find no… Read more >
November 9, 2017 401(k), Employee Benefits, Legislative, Pensions, Regulatory 0 Read more >
Something old, something new, something borrowed, something . . . that I know we’re going to forget! Checklists upon checklists accompany the big day, and I can relate. So can… Read more >
October 18, 2017 401(k), Defined Benefit Plans, Defined Contribution Plans, Employee Benefits, Health Care, HR, Human Resources, Insurance, Retirement 6 Read more >
Considering loan options for your 401(k) plan but concerned about the potential consequences? Here are five plan design ideas for plan sponsors who want to allow employees to borrow against… Read more >
July 26, 2017 401(k), Employee Benefits, Retirement 3 Read more >
Many 401(k) plans allow participants to take out loans from their individual 401(k) account—While loan options provide flexibility for those tentative to contribute to 401(k) accounts, the option to borrow… Read more >
May 30, 2017 401(k), Employee Benefits, Financial Education, Financial Wellness, Retirement 0 Read more >
As I was writing the short blog you can’t wait to read below, I couldn’t help but think of the classic phrase, “The shoemaker’s children always go without shoes.” You’ll… Read more >
August 11, 2016 401(k), Canada, Communication, Employee Benefits, Financial Education, Financial Wellness, HR 0 Read more >