Investments

401(k) Plans Benefits Magazine Defined Benefit (DB) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Education (U.S.) Financial Wellness Investments U.S.

Educating DC Plan Participants for the Long Hike to Retirement
Kathy Bergstrom, CEBS
 

Many years ago, I visited Grand Canyon National Park with my mom and aunt. It was unseasonably hot, but I wanted to walk down into the canyon on the Bright Angel Trail. My companions were not up for the hike, so I […]

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Three Trustee Actions During Market Volatility
Jenny Gartman, CEBS
 

Recent bank failures and resulting market volatility have captured headlines in recent weeks, and many individual investors reacted quickly. However, when it comes to fulfilling their fiduciary duty in the face of unexpected news, trustees should remain calm to avoid costly investment […]

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Workers Are Stressed Out About Money: 5 Tools to Help
Cara McMullin
 

The uncertain financial world of today is increasing the concerns of an already stressed workforce. A new International Foundation of Employee Benefits Plan study, Workplace Wellness and Financial Education Programs: 2022 Survey Results, indicated that the personal factor most impacted by financial […]

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Capitalizing on Multi-Asset Credit Strategies in Uncertain Times
Tim Hennessy
 

Has your budget kept pace with the growing expense of your everyday needs? Are inflation, rising interest rates and market instability making you anxious? You’re not alone—Everything is more expensive and increasing interest rates and economic uncertainty add additional complexity for investors […]

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401(k) Plans Defined Contribution (DC) Plans Employee Benefits Financial Education Financial Wellness Investments U.S.

The Multiemployer Retirement Plan Landscape: 10 DC Plan Takeaways
Justin Held, CEBS
 

According to The Multiemployer Retirement Plan Landscape: A 15-Year Look (2004-2018), the average defined contribution (DC) plan account balance increased from increased from $18,300 at the end of 2004 to $42,300 at the end of 2018, while aggregate disbursements also grew. The […]

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The Multiemployer Retirement Plan Landscape: 10 DB Plan Takeaways
Justin Held, CEBS
 

According to the most recent data from The Multiemployer Retirement Plan Landscape: A Fifteen-Year Look (2004-2018), demographic trends in multiemployer plans have become less favorable as the number of actively working participants have decreased relative to the number of inactive and retired […]

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SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
401(k) Plans Defined Contribution (DC) Plans Employee Benefits Investments Retirement U.S.

SRI Investments in 401(k) Plans—Myths and Challenges for Plan Sponsors
Justin Held, CEBS
 

Despite growing demand for sustainable, responsible and impact (SRI) investments from participants, a small percentage of 401(k) plans provide such options in their investment menus. In a Benefits Magazine article from earlier this year, Gregory D. Wait, CEBS, reviews the challenges that […]

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